Month: July 2022

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Windscribe Review: Everything About the VPN Service 

Windscribe logo

Windscribe is a virtual private network (VPN) service provider. With Windscribe, users can navigate the internet privately, without being exposed to inconvenient advertisements, but there’s much more to Windscribe than this. In this Windscribe review, we will narrow down the pros, cons, features, pricing, and alternatives of this VPN service. 

Our Verdict

Windscribe logo

Windscribe

Visit

Windscribe is a VPN service provider that allows users to browse the internet freely. It blocks inconvenient ads and trackers while also enabling access to content only available in certain locations. For instance, it unlocks access to 69 countries and 112 cities, enabling users to access content from different locations around the globe that are not available in their country.

For that matter, Windscribe is the perfect fit for users that want more privacy and fewer ad interruptions while browsing the web. It is also the ideal service for those who want to access websites restricted to certain locations. For instance, with Windscribe, a Netflix subscriber can watch a TV series or movie only available in a determined country from a completely different location.

On the other hand, Windscribe has its drawbacks. It is based in Canada, a five eyes country, meaning users’ data can be shared with other countries in certain situations. Moreover, users have reported speed issues at times. The company has also faced a concerning server security issue recently: At least two servers in Ukraine were left unencrypted, and Ukrainian authorities were able to seize the VPN services as they obtained access to Windscribe’s private key. 

While these cons can be important aspects to consider when choosing a VPN service, Windscribe still offers a comprehensive set of features for an affordable price and can be a good option for users looking for a bit more privacy when using the internet.

Multiple devices using the windscribe vpn
Source: BR Atsit
  • Offers a free version with 10GB of data
  • Offers ad blockers (R.O.B.E.R.T)
  • Provides an autopilot browser extension
  • Based in a Five Eyes Country
  • Speed issues have been reported at times
  • Server security issues have been reported

Windscribe at a Glance 

Windscribe offers a comprehensive set of features to protect users’ privacy and data while navigating the internet. One of its main benefits is it offers a free version with 10GB of data, meaning users can have a test run before committing to a plan. And, if they do need an upgrade, it won’t cost much –  pricing starts at only $4.08 a month – and users can also build a plan according to their needs. 

Windscribe effectively blocks unwanted advertisements with R.O.B.E.R.T, a customizable server-side domain, and IP blocking tool. It also provides an autopilot browser extension that automatically picks the best location for users browsing the web. The service supports multiple operating systems, such as Windows, macOS, Linux, Android, and iOS. 

Who Windscribe is Best For 

Windscribe can be used virtually by any person that is looking for more privacy while navigating the internet. It is also an excellent service for users that want to access content from another location. Windscribe offers a user-friendly interface and a free version with up to 10GB of data, making it a great option for first-time VPN users that are looking for access to basic services. 

Pricing 

Screenshot of Windscribe pricing plans page
Source: Windscribe

Windscribe offers a free version for users using up to 10GB of data. But, its yearly plan costs $49 a year – or $4.08 a month. The VPN service also offers the possibility to build a plan, making it more cost-effective for certain users, depending on their needs. 

Windscribe logo

Plans

Free plan

Monthly plan

Yearly plan

Build a plan

Price

$0

$9 per month, billed monthly

$4.08 per month, $49 billed yearly

$1 per month, per location

R.O.B.E.R.T

Unlimited Data

All Locations Available

Config Generator

All the Windscribe plans offer R.O.B.E.R.T, a customizable server-side domain, and IP blocking tool. Yet, the free plan is limited to malware and ads, while the pro plans offer a more comprehensive set of features. 

Free users also have a limited 10GB of data and do not have full access to all available locations. In the built plan, users can choose the locations of their preference and will be charged accordingly at a $1 rate per month, per location. In addition, the pro plans also enable users to generate configuration files and profiles for OpenVPN, IKEv2, and WireGuard protocols. 

Windscribe Features

Windscribe offers a wide set of features – and its free version offers a proper set of basic resources. Let’s check them out.

R.O.B.E.R.T

R.O.B.E.R.T is a customizable server-side domain and IP blocking tool. It blocks ads and trackers, providing a smooth web browsing experience even for free users. 

In its pro versions, R.O.B.E.R.T also prevents infections by blocking access to evil domains. It also provides custom access rules: users can block lists of domains or IPs of their choice and whitelist the domains they want to access.

Unlimited data

Pro versions, including the built plan, offer unlimited data and infinite protection. However, the free version is limited to 10GB of data, provided users share their e-mail addresses when creating an account. If users decide not to share their e-mail, they can still have access to 2GB.

All locations are available 

The pro versions offer access to all the supported Windscribe locations – consisting of a list of 69 countries and 112 cities. In the free version, however, Windscribe is limited to 10 countries.

Config Generator  

With the pro account, Windscribe uses can generate configuration files and profiles under the OpenVPN, IKEv2, and WireGuard protocols. This is a handy feature for users who do not wish to use the Windscribe applications or those whose device does not support the apps in question, as they can manually configure the connections on their devices. 

Alternatives to Windscribe 

Unsure about Windscribe? We’ve gathered three of the best Windscribe alternatives for you.

SurfShark logo

Surfshark

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Surfshark Review

Surfshark is one of the most popular VPN services for PC and mobile. Like Windscribe, it also blocks ads and malware. Nonetheless, Surfshark offers additional benefits: it can also block cookie pop-ups and offers 2-factor authentication, making it the ideal fit for users seeking more privacy and security.

Besides, users can also connect unlimited devices to their accounts.

On the other hand, Surfshark has P2P servers limited to a few locations and poor speed for torrenting. It also provides average OpenVPN speeds, making it unfit for users looking for a faster VPN solution. Some users have reported that Apple products are slightly weaker. 

In comparison with Windscribe, Surfshark offers a limited set of features. But, it is more affordable than Windscribe, with prices starting at $2.49 and eligible for a 2-month free of charge usage and additional anti-virus for free.

  • Affordable pricing 
  • Blocks cookie pop-ups 
  • Offers 2-factor authentication 
  • Limited P2P servers & poor speed
  • Average OpenVPN speeds
  • Apple products are slightly weaker
NordVPN logo

NordVPN

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NordVPN Review

NordVPN is another popular VPN service provider. In addition to the features offered by most VPNs – like Windscribe –NordVPN is feature-rich, including multi-factor authentication, split tunneling support, and double protection. Another pro from NordVPN also offers a Business plan for companies looking to simplify secure access to their network. In other words, this VPN service is perfect for users looking for extra layers of security and privacy.

On the flip side, NordVPN has a few downsides: it installs additional programs that must be manually reinstalled, and users have reported installation issues on iOS. Also, setting up OpenVPN on the user’s router might not be a user-friendly experience. 

Because it is a more robust VPN system than Windscribe, NordVPN is also pricier: if committing to a 2-year plan, monthly prices can get to $13.90 – significantly higher than other alternatives in the market. 

  • Multi-factor authentication 
  • Split tunneling support 
  • Offers a Business plan 
  • Pricier when compared to its competitors 
  • Unfriendly user experience when setting up OpenVPN to router 
  • Additional software may require manual reinstallation 
Proton VPN logo

ProtonVPN

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ProtonVPN is another leading VPN service provider with a comprehensive set of features, even in its free version. This VPN service is located in Switzerland, where the right to privacy is granted under Federal laws – meaning that privacy and security are ProtonVPN’s core. 

It offers strong encryption and protocols, enabling more security layers. And above all, ProtonVPN also offers acceptable speed, as opposed to other VPN service providers where speed is usually a common issue. 

However, ProtonVPN only offers e-mail support, so don’t expect immediate responses if you face any issues. Another downside is its Pro plans are billed in Euros, meaning users outside of Europe will have to pay in a different currency and might face additional tax and processing fees. ProtonVPN offers limited P2P availability and supports torrenting in a few countries. 

Compared to Windscribe’s free version, ProtonVPN offers fewer features: its over 100 servers are only available in three countries (US, NL, and JP). Free users also get only a medium VPN speed – as disclosed on their website – and access to a single VPN connection.

The Pro plan provides access to a comprehensive set of features and can reach €4.99 with the two-year plan.

  • Located in Switzerland
  • Strong encryption and protocols 
  • Acceptable speed
  • E-mail support only
  • Billed in Euros
  • Limited P2P availability

Frequently Asked Questions (FAQs) for Windscribe Review

Unsure about Windscribe? We’ve answered the most frequently asked questions, so you can be sure about your VPN choice. 

Bottom Line on Windscribe VPN Review

Windscribe is a feature-rich VPN service provider. Users can get 10GB of data every month at no cost — and, if they wish to upgrade, prices start as low as $4.08 a month, making it an affordable option. 

Windscribe comes with R.O.B.E.R.T, which blocks IPs and domains of the user’s choice on all devices. It also provides an autopilot browser extension and selects the best location for users browsing the web. 

On the other hand, Windscribe has a few downsides: it is based in Canada, a Five Eyes country, meaning the company may share users’ data with other countries in certain situations. On top of that, speed and security issues have been reported by some users.

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What is a Gantt Chart?

A gant chart template illustration

A Gantt chart is a project management tool used to visualize a project plan. It’s a useful way of showing scheduled tasks and task due dates. Gantt charts help team members and project managers view the start dates, end dates, and milestones of a project in one simple stacked bar chart.

What is a Gantt Chart? 

When it comes to scheduling projects in a way that details all tasks and highlights the progression of events logically, Gantt charts are the answer. Gantt charts work for all types of projects, detailing a timeline of tasks horizontally with start and end dates. 

It is a transparent method of viewing jobs in progress. Gantt charts give a helpful visual depiction of a project, including relationships, phases, and dependencies. You can easily see team workloads, availability, and scheduling through the chart.

Gantt Chart Template
(Source)

Historical Overview of Gantt Charts

In 1910, American engineer Henry L. Gantt was looking for a way to improve production and resource planning for factories and workshops. Alongside a friend, he developed a graph that depicted ‘deliverables vs time’, simplifying many of the processes that were hard for him to track previously. 

Gantt charts were originally made by hand, closely resembling bar-charts, with revisions made manually. Original Gantt charts critical paths were made to follow one another in logical drawn sequences. 

As computers became more advanced, these charts were easily programmed and transferred onto modeling software. Nowadays, you can make Gantt charts quickly and easily, allowing for greater complexity in design. As a well-established tool in project management, Gantt charts are frequently cited in planning documents and contracts. 

Why use a Gantt Chart?

Why would you want to use a Gantt chart? There are many benefits to this type of chart when compared with other project management graphs, all of which make it easier to analyze project development. 

First of all, creating a Gantt chart starts with a project schedule. It details who is involved, task due dates, and what needs to be done. This means that everything you need is all in one place. It also allows for more definitive resource planning, so allocating people and tools is made far more manageable. 

Furthermore, because a Gantt chart clearly displays the progress of a whole project, assessing progress becomes simple. This is especially helpful for project managers. Being able to view the chart in this way also makes identifying problems with ideas and plans much simpler and clearer to amend. 

Because everyone can see the chart, collaboration becomes much easier, and understanding the different tasks within a team is a whole lot clearer. 

What does a Gantt Chart Include?

Here are some key ideas that help better describe Gantt charts.

The Critical Path

This is the longest path on the schedule, often stretching the project’s duration. It highlights every task. Every task with an unmet due date puts the entire project at risk unless the task end date is removed or extended. In typical Gantt charts, due dates are red, so they stand out from other tasks. 

Dependencies

In a nutshell, every task on the Gantt chart is related to a predecessor and a successor, so everything is arranged in a logical order that flows effectively over the process of a project. Sometimes arrows are used to depict the flow of tasks. 

Milestones

Milestones are small points, typically marked without duration on the chart, representing task completion or significant developments in the production of a project. 

How to Read a Gantt Chart

Learning to read a Gantt chart can seem difficult from a distance, much like with any other graphical representation. Luckily, it’s effortless to understand how to read a Gantt chart once you learn how the graph represents data. 

Below are some of the most important features to identify on the chart. 

  • Scale: The scale of the chart works against time. Spanning horizontally (along the X-axis), dates are placed to provide the timescale of a project. This makes it easier to represent the relationship between tasks over time in an orderly way. It also means milestones can easily be recognized over the span of the task. Scale can be counted in days, weeks, or periods. 
  • Bars: Each bar on the chart represents a project task. Through the logical layout of tasks across the timescale, work can be assigned accordingly and given a clear duration that keeps the project as a whole on track. Sometimes, there is an overarching bar along the top of the chart representing the whole project duration.
  • Task Progress: Task progress is measured using percentages displayed on each task bar. Usually, this means a selection of each bar will be colored to depict how much of the project has been completed. Obviously, today’s technology has made processes like these far easier to do using programs like Excel, whereas data like this was hard to display in the past.

When reading the Gantt chart, there are several perspectives from which you can view the data. First, you can see the overview of the whole project in all its scope, starting with tasks, start dates, and due dates. Each task can include sub-tasks, with all sub-tasks needing to be complete. 

This can be further broken down into team member workloads and resource allocation, meaning each individual aspect of the project can be found in one place, with as much or as little detail as needed. It is worth noting, however, that an overcomplicated chart will be harder to read.

Check out our guide on how to use a Gantt chart to learn more. We break down the process of using a Gantt chart into nine easy-to-understand steps. Furthermore, we discuss the top three Gantt chart software for project management.

How to Create a Gantt Chart: Key Steps

Now that you know how to view the Gantt chart, you may be wondering how you can create your own for project management within your company. Whether you’re a freelancer or a manager in a business like advertising, there is value to creating a Gantt chart. 

While plenty of handy tools and project management software products on the market today often automate this process, you can also create Gantt charts using spreadsheet software like Microsoft Excel or Google Sheets. 

There are several steps to creating your own Gantt chart. 

Step 1: To begin, list the project schedule in a table. Place each task in a separate row, with the main project as the title. On the X-axis, add titles ‘start date’ and ‘end date’, then fill in the dates and deadlines accordingly. You can add milestones in the task column and color code or include them as symbols on a completed graph.

Step 2: You need to produce a simple bar chart based on the dates you’ve inserted in the columns. Select your start dates with the header, and make sure not to highlight the whole column, then insert a ‘bar’. Selecting a ‘stacked bar’ is standard practice. 

Step 3: Next, by clicking on your new bar chart, click ‘select data’, click ‘add’ and name your new series, then select your ‘end date’ data. The chart won’t look how you want it to yet. 

Step 4: When you click on your graph and select ‘start date’ in the data source box, a box will open, allowing you to select data. Select your tasks. Now, your graph should list the tasks along the left. 

Step 5: Remove your chart labels. Click on any of the primary bars in your graph, choose to format the data, and remove fill and lines. If your tasks appear in reverse order, you can change that by categorizing the axis in reverse. 

Step 6: Ensure tasks are arranged in order, and data markers are at the top. There are other steps you can take to alter the layout and format of your Gantt chart which pertain to your specific requirements. Additionally, plenty of templates are available both online and in software like Excel, such as the Gantt Project Planner. 

Of course, there are many ways of creating a Gantt chart, and some people prefer to format their chart using Excel or other software manually, while others choose to produce a physical copy of a graph with pen and paper. 

Naturally, these two processes will take longer than automated computer features, but this is more a question of personal choice and how many complications you’ll cause yourself by producing a graph with these methods.

This is why we recommend using software that can automatically create Gantt charts.

Our top three Gantt chart software for project management include:

Each of these software is easy to use and can quickly create comprehensive Gantt charts for your projects. For example, monday.com offers Gantt chart views for each of its plans and customizable workflow templates for all types of projects. 

Gantt Chart Pros

There are numerous advantages to using a Gantt chart for project management: 

  • Gantt charts allow for a transparent and easy view of project progress. Not only does this aid managers in reviewing the work being done by a team, allowing them to allocate work and resources accordingly, but it also aids collaboration within a team because many people are contributing to the same project. 
  • Everyone on a team benefits from viewing the Gantt chart and seeing what work is being done, the deadlines, expectations, and the progress. 
  • Gantt charts are suitable for any sized business. Even if yours is a solo project, setting out your processes can be beneficial. As for big businesses or large projects, the data can be helpful as an overview of something very complicated, allowing you to pluck certain information from a much larger portrait of a job. 
  • Seeing a clear progression of a project visually helps with understanding and digesting the project as a whole. As well as providing a clear overview of the direction the project is heading in, the visual aspect of the Gantt graph simply aids team members in seeing the aims and parts of the wider project. 
  • Scheduling is a massive part of working in a team, ensuring everyone’s workload is fair and that people are playing to their true strengths. With Gantt charts, managers can assign particular jobs to particular skill sets and ensure that employees are best utilized. 

Gantt charts aid in productivity and serve as motivation tools for a team. Everyone is aligned within a common goal as well as in their particular team role. Knowing that there is a specific timeline for the job ensures that everyone aims to complete their work punctually and keeps in mind the temporary nature of the project. 

Gantt Chart Cons

However, there are also some disadvantages to using a Gantt chart:

  • The primary complaint facing the Gantt chart is that the process and the graph itself can easily become too complicated. Some argue that even set up time can be very consuming. Of course, with the advantage of modern technology, time is saved, but this doesn’t necessarily detract from the formatting and planning required for such a graph. 
  • A project too big can easily become a hassle. The chart can become hard to read if you’re trying to insert numerous tasks with numerous team members, resource fields, and descriptions. If the chart’s job is to prepare plans for a project simplistically, it fails when it comes to overcomplicated or incredibly detailed data fields. 
  • Due to the aforementioned complexity of many projects, data is often required to back up your chart. This could be resource management, team hours, or simply descriptions of each individual job on the graph. While this is inevitably a manageable issue, it can easily add up to a very complex job, detracting from the initial point of the Gantt chart. 
  • As mentioned above, setup time can cause issues for a Gantt user. While this is made easier by programs like Microsoft Excel and project management software, it doesn’t take away from the fact that the data has to exist already to be inserted into the graph. 

Although paradoxical, there is an issue that comes with simplifying your Gantt chart. If you make your chart a barebones demonstration of the grander structure of your project, you’re obviously going to miss the details. 

Although, admittedly, there is still something to be said for giving a team access to the grand structure as a sort of grounding in the content. So, projecting your data in another way alongside the chart can be helpful, although time consuming. Alternatively, smaller projects will thrive when placed in the Gantt format. 

Frequently Asked Questions (FAQs) for What Is a Gantt Chart

Below are a few common questions project managers have about Gantt charts.

Bottom Line on Gantt Charts

Overall, using the Gantt chart correctly makes for an effective tool in project management, meaning you can control all your data and resources in one place. Of course, this is helped hugely by the development of modern automated technology, but regardless, Gantt charts simplify the otherwise hectic job of defining project parameters and plans. 

There’s a reason why the Gantt chart has stood the test of time – it collates and simplifies otherwise complicated jobs and provides much needed clarity in many workplaces. 

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6 Alternatives to GoDaddy 2023

A laptop showing a WordPress backend page - Alternatives to GoDaddy

Worthy alternatives to GoDaddy let small business owners explore other web host service options. Our GoDaddy review explains that it’s a popular hosting solution because of its online selling tools and social media connections. It even ranked as the top registrar of 2018, credited with 24% of domain registrations worldwide.

Nevertheless, there are other web providers you can choose from if you prioritize other aspects of site hosting. Check out how these alternatives to GoDaddy stack up against each other. Learn which web hosting service is the best match for you based on what type of user you are.

Best Alternatives to GoDaddy 2023

  • Bluehost – Best Overall
  • Namecheap – Best for Budget-Conscious Users
  • HostGator – Best for Support-Oriented Users
  • WP Engine – Best for WordPress Users
  • Zyro – Best for Marketing Savvy Users
  • Wix – Best for First-Time Users

Product

Pricing

Website Hosting

Domain Name

Server Type

Bandwidth

Storage

Website Tools

Customer Support

Bluehost logo

Bluehost

Starts at $2.95 on 1st year, renews at $9.99/month

1 to unlimited websites

1 free domain

Shared, VPS or dedicated server

Unmetered

10 GB to 120 GB SSD storage

WordPress website builder or cPanel

24/7 phone & chat support

Namecheap logo

Namecheap

Starts at $1.88/month on 1st year, renews at $3.88/month

3 to unlimited websites

1 free domain

Shared, VPS or dedicated server

Unmetered

20 GB to 50 GB or unmetered SSD storage

Namecheap website builder + WordPress + cPanel

24/7 chat support & ticket submission

HostGator logo

HostGator

Starts at $2.75/month on 1st year, renews at $10.95/month

1 to unlimited websites

1 free domain

Shared, VPS or dedicated server

Unmetered

Unmetered

HostGator website builder + WordPress + cPanel

24/7/365 phone, chat & Twitter support

WP Engine logo

WP Engine

Starts at $20/month on 1st year, renews at $25/month

1 to 30+ websites

None

Dedicated server

50 GB/month

10 GB to 50+ GB  storage

WordPress workflow tools

24/7 chat support + 24/7 phone support for high-tier plans

Zyro logo

Zyro

Starts at $2.90/month, renews at $8.99/month

1 website

1 free domain

Cloudflare content delivery network servers

Unmetered

Unmetered

Zyro website builder + Marketing integration tools

24/7 chat support

Wix logo

Wix

Starts at $4.50/month

1 website

1 free domain for high-tier plans

Global content delivery network (CDN) servers

1 GB to unmetered

500 MB to 35 GB storage

Wix website builder

24/7 chat & callback support

Bluehost logo

Bluehost: Best Overall

Pricing: Starts at $2.95 on 1st year, renews at $9.99/month

4.5

★★★★★

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Bluehost Review

Bluehost is our top pick among all the alternatives to GoDaddy in this roundup because it’s a well-rounded web host service. After all, it combines together versatile plans, server options, platform compatibility, and great customer service.

As our Bluehost review emphasizes, there are many plans you can take your pick from. As a result, it’s easy to find the right one which fits your budget and needs. Plus, you can select the server type which works for you, such as shared, VPS, or dedicated servers.

Bluehost WordPress website builder

In addition to this, you have the flexibility to choose a website builder based on the platform you’re comfortable with. To top things off, you can call or chat with the support team anytime you need technical assistance.

To be realistic, Bluehost isn’t perfect. For instance, the pricing can be confusing because it’s not obvious that the displayed plan rates are only good for the first year, unless you read the fine print. Also, you need to allot your storage carefully because it’s not unmetered. While the shared plans are affordable, be prepared to reach deep into your pockets if you subscribe to a dedicated hosting plan.

At the end of the day, Bluehost gives you better bang for your buck as a web host provider compared to most of its competitors.

Why we chose it: We award Bluehost as the best overall GoDaddy alternative because it provides great value for your money. No matter what type of user you are, it’s capable of meeting your business website needs because it’s an all-around web host service.

  • Variety of available plans
  • Different server types
  • Website platform options
  • Round-the-clock phone & chat assistance
  • Pricing not straightforward
  • Limited storage
  • Dedicated plans are costly

Pricing:

  • Shared Hosting: Starts at $2.95 on 1st year, renews at $9.99/month
  • VPS Hosting: Starts at $18.99 on 1st year, renews at $29.99/month
  • Dedicated Hosting: Starts at $79.99 on 1st year, renews at $119.99/month

Pricing

Bluehost has reasonable rates that are fairly comparable to the rest of the web hosting services in this list. It’s less costly than WP Engine, although it’s a little pricier than Namecheap.

Website Hosting

It can host from a single website up to unlimited sites, based on your plan. It’s more flexible than Wix and Zyro which can only host one website per plan.

Domain Name

Bluehost provides one free domain for a single year. It has a similar offer as most of the providers in the list, except for WP Engine which lacks it.

Server Type

Along with Namecheap and HostGator, it presents you with more server options than the other web hosts in this guide. You can choose from shared, VPS or dedicated server hosting.

Bandwidth

You can enjoy unmetered bandwidth for most plans so you can upload and download content as much as you like. Unlike WP Engine and Wix, it doesn’t cap your data transfers.

Storage

Depending on your plan, you will get 10 GB up to 120 GB SSD storage. It’s limited compared to the unmetered storage of HostGator and Zyro, but the speedy SSD storage encourages fast hosting service performance.

Website Tools

The Shared plans include a WordPress website builder, while the VPS and Dedicated plans come with cPanel tools. On par with Namecheap and HostGator, it’s one of the few providers in this list that supports both WordPress and cPanel..

Customer Support

Bluehost is always ready to help users like you via 24/7 phone and chat support. Next to HostGator, it has the second most customer service options among the web hosts in this roundup.

Namecheap logo

Namecheap: Best for Budget-Conscious Users

Pricing: Starts at $1.88/month on 1st year, renews at $3.88/month

4.25

★★★★★

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Namecheap Review

Namecheap is the most cost-effective out of all the alternatives to GoDaddy in this guide. You can save money because you only need to pay economical rates, not just during your first year but even after you renew your plan. Even more importantly, it gives you more than your money’s worth.

You can get hosting for three websites, not just one, even if you pick the low-tier plan. If you upgrade to the high-tier packages, you can manage as many websites as you like. No matter which plan you sign up for, you’ll get a full suite of web tools, such as the Namecheap site builder, WordPress, and CPanel features.

Namecheap server graphics

Nevertheless, Namecheap has certain limitations too. The main one is that it doesn’t provide phone support, which can hamper your work productivity whenever you have technical issues. In addition to this, two of the plans have a limited storage allotment. Lastly, you must pay $2 per month to maintain a dedicated IP address.

Overall, Namecheap offers great deals as a web hosting service because it packs a fair amount of features for the bargain-basement price. 

Why we chose it: We commend Namecheap as the best for budget-conscious users among GoDaddy alternatives because you can probably afford it even if you have limited resources as a small business owner or freelancer.

  • Most budget-friendly web host service
  • Basic plan hosts 3 websites
  • Multiple website builder tools
  • No phone support
  • Limited storage for 2 plan types
  • Dedicated IP monthly fee

Pricing:

  • Stellar: Starts at $1.88/month on 1st year, renews at $3.88/month
  • Stellar Plus: Starts at $2.98/month on 1st year, renews at $5.88/month
  • Stellar Business: Starts at $4.98/month on 1st year, renews at $9.88/month

Pricing

Namecheap is aptly named because it’s hands-down the cheapest web host service in the bunch. Both the introductory and regular prices are low-cost, unlike Bluehost, HostGator, and Zyro that start with a bargain price then more than double it after the first year.

Website Hosting

Depending on your plan, it allows you to host from three websites up to unlimited sites.  It supports the most number of websites for the basic plan, since the rest of the providers only let you host one website for low-tier packages.

Domain Name 

Namecheap gives you a single free domain for one year. It makes the same offer as most of the hosting services in the list, aside from WP Engine.

Server Type

Just like Bluehost and HostGator, it presents you with more server options compared to the other web hosts in this guide. You may select from shared, VPS, or dedicated server hosting.

Bandwidth

All the plans grant you unmetered bandwidth. In contrast to Wix and WP Engine, it doesn’t limit your data transfers over the internet.

Storage

You can take advantage of 20 GB, 50 GB or unmetered SSD storage, based on which plan you subscribe to. Along with Bluehost, it’s one of the two providers who showcase fast SSD storage.

Website Tools

All the plans equip you with a Namecheap website builder, as well as WordPress and cPanel tools. Like Bluehost and HostGator, it’s one of the web services in our list which has more than a single type of site builder available.

Customer Support

Namecheap comes with 24/7 chat support and ticket submission. However, Bluehost and HostGator both trump it in this crucial category since it lacks the phone support they provide.

HostGator logo

HostGator: Best for Support-Oriented Users

Pricing: Starts at $2.75/month on 1st year, renews at $10.95/month

4.0

★★★★★

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HostGator Review

HostGator excels among alternatives to GoDaddy when it comes to comprehensive support. It offers the most types of customer service options compared to its competitors. All users can contact the support team via phone, chat, and Twitter anytime, any day, including holidays. You can depend on technical assistance whenever you encounter hosting issues to minimize workflow interruptions.

In addition to this, it gives you the advantage of unmetered bandwidth and storage, no matter which shared plan you subscribe to. You don’t have to worry about excess usage fees, as long as you stick to the normal operations of a small business website.

HostGator website template sample

Nevertheless, HostGator has its own limitations too. For example, you will be considered as exceeding the reasonable use condition if you use 25% or more of the system resources beyond 90 seconds. Also, you won’t get any free domains if you go for the lower-tier plans. Finally, the pricing isn’t straightforward because the website dominantly displays the introductory prices for plans, while making it difficult to find the regular rates.

To sum things up, although its fair use terms are vague, HostGator is a reliable hosting provider when it comes to customer service. That’s why it’s counted as one of the best web hosting sites of 2023.

Why we chose it: We recognize HostGator as the best for support-oriented users among GoDaddy alternatives because it gives you access to round-the-clock customer support via several convenient contact methods.

  • Strong customer service
  • Unlimited bandwidth
  • Unmetered storage
  • Reasonable use clause
  • Dedicated IP only available for high-tier plan
  • Confusing pricing

Pricing: 

  • Hatchling Plan: Starts at $2.75/month on 1st year, renews at $10.95/month
  • Baby Plan: Starts at $3.50/month on 1st year, renews at $11.95/month
  • Business Plan: Starts at $5.25/month on 1st year, renews at $16.95/month

Pricing

HostGator is more accessible in terms of pricing than WP Engine, although it’s not a low-cost hosting service like Namecheap and Wix. Otherwise, the rates are comparable to the majority of the web hosting services in our list. 

Website Hosting

Its hosting services range from one website up to unlimited sites, depending on your plan. It’s similar to most of its peers, but better than Zyro and Wix which are stuck at one website per plan.

Domain Name

HostGator provides you with one free domain. In this aspect, it’s the same as all its competitors, with the exception of WP Engine.

Server Type

Similar to Bluehost and Namecheap, it gives you more server options than the rest of the web hosts in this guide. You may take your pick from shared, VPS, or dedicated server hosting.

Bandwidth

It offers unmetered bandwidth for all shared hosting plans. In contrast to Wix and WP Engine, it doesn’t limit the amount of data you transfer online.

Storage

You have the benefit of unmetered disk space with all shared hosting packages, within reasonable use of a small business website. Along with Zyro, it’s one of the two hosting providers in the list that grants you unmetered storage.

Website Tools

All plans come with a free HostGator website builder. Plus, it comes with WordPress and cPanel tools, similar to Bluehost and Namecheap.

Customer Support

HostGator has the widest range of customer service avenues among all the web hosts in this guide. All plans generously include 24/7/365 phone, chat, and Twitter support.

WP Engine logo

WP Engine: Best for WordPress Users

4.0

★★★★★

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WP Engine Review

WP Engine is the leading expert in WordPress in this roundup of alternatives to GoDaddy – it has a sharp focus on WordPress. It actively boosts the search engine ranking, site conversion, and general performance of your websites and blogs built on this platform.

Also, it boasts powerful web development tools, such as automatic WordPress plus PHP updates, workflow features, customizable themes, and one-click backup. You can even create WooCommerce stores or dynamic headless WordPress sites if you sign up for the high-tier plans. Last but not least, you can expect snappy performance because it hosts websites on dedicated servers.

WP Engine feature collage

However, WP Engine has some weaknesses as well. For example, you won’t get any free domains no matter which plan you select. Next, it charges the most expensive rates out of all the providers in this list. Finally, the WP Engine doesn’t share the pricing information on the corporate plan, as well as other missing details.

In general, WP Engine stands out among web host services because of its WordPress prowess, but you must be prepared to shell out major bucks to subscribe to any of the packages.

Why we chose it: We acknowledge WP Engine as the best for WordPress users among GoDaddy alternatives because it’s especially designed to optimize the speed and structure of WordPress business websites and blogs.

  • WordPress specialization
  • Feature-packed web development tools
  • Dedicated servers
  • No free domains
  • Premium rates
  • Sparse info on corporate plan

Pricing:

  • Managed WordPress: Starts at $20/month on 1st year, renews at $25/month
  • eCommerce Solutions: Starts at $50/month on 1st year, renews at $62.50/month
  • Advanced Solutions: Contact WP Engine to get quote

Pricing

WP Engine has the most intimidating pricing out of all the web host services in this list. Even its low-tier plans cost more than most of the high-tier plans of its competitors. Still, the steep rates may be justified by its powerful WordPress features and dedicated servers.

Website Hosting

It permits you to host from one site up to more than 30 websites, depending on which plan you select. It gives you more leeway than Zyro and Wix which only host a single site per plan.

Domain Name

WP Engine is the only hosting provider among the bunch that doesn’t offer any free domains. Actually, it doesn’t even offer domains for sale. Instead, you need to buy a domain from another provider, which can be inconvenient if you only want to deal with one company.

Server Type

Again, it’s the sole web host in this list that hosts websites exclusively on dedicated servers. You can look forward to efficient operations because you can enjoy dedicated resources for your websites.

Bandwidth

It allots you 50 GB worth of bandwidth every month. Along with Wix, it’s one of the two hosting services which cap your bandwidth.

Storage

Based on your plan, you will receive a local storage of 10 GB up to over 50 GB. Next to Wix, it grants you the least amount of storage among web host providers, which is disappointing given its premium pricing.

Website Tools

WP Engine has the strongest set of WordPress tools among its peers. Bluehost and Namecheap also have WordPress features, although not as specialized as WP Engine.

Customer Support

All plans come with 24/7 chat support. Still, only the high-tier plans offer phone support, unlike Bluehost and HostGator which include it for all tiers.

Zyro logo

Zyro: Best for Marketing Savvy Users

Pricing: Starts at $2.90/month, renews at $8.99/month

3.75

★★★★★

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Zyro has an edge over other alternatives to GoDaddy when it comes to marketing. Powered by Hostinger, it has the ability to integrate with third-party marketing solutions, including Google Analytics, Google Tag Manager, Facebook Pixel, and visitor remarketing. The insights you gain from these programs will enable you to make strategic marketing plans.

On top of this, all the plans equally grant you unlimited bandwidth so that more visitors can access your website. You’ll also get unmetered storage so you can upload as much content as you wish, whether it be text, media, or files.

Zyro website template sample

Still, Zyro has some drawbacks as well. A crucial one is the skimpy customer service, which only allows you to connect with the support team through chat support. Next, it only hosts one website for every plan, no matter which package you sign up for. Last but not least, you need to share the Cloudflare content delivery network servers with other users, although there are many global servers to go around.

In short, Zyro isn’t perfect, but its marketing expertise can help you effectively promote the products and services of your business.

Why we chose it: We commend Zyro as the best for marketing savvy users among GoDaddy alternatives because you can use it in tandem with popular marketing solutions.

  • Marketing tool integrations
  • Unmetered bandwidth
  • Unlimited storage
  • Limited customer support
  • Single website hosting per plan
  • Shared hosting only

Pricing:

  • Website: Starts at $2.90/month, renews at $8.99/month
  • Business: Starts at $4.90/month, renews at $11.49/month
  • Online Store: Starts at $8.90/month, renews at $15.90/month
  • Advanced Store: Starts at $15.90/month, renews at $25.90/month

Pricing

Zyro’s rates are comparable to most of the web host services in this guide. Similar to Bluehost and HostGator, it has a low initial price which suddenly shoots up once you renew your plan.

Website Hosting

It’s only capable of hosting one website per plan, just like Wix. It’s not like the rest of the hosting providers which offer multiple website hosting for the high-tier plans.

Domain Name

It grants you a single free domain. It’s the same as the offers from other web host companies in this list, not counting WP Engine.

Server Type

Zyro’s servers are organized into a Cloudflare content delivery network. It has similarities with shared hosting because users share over 250 locations all around the globe, in contrast to the dedicated servers of WP Engine.

Bandwidth

All plans come with unlimited bandwidth. It doesn’t cap your data transfers, which is the same case for most of the hosting providers in this guide, except WP Engine and Wix.

Storage

All packages are inclusive of unlimited storage. Along with HostGator, it’s one of the two web hosts that doesn’t have any storage caps for all plans.

Website Tools

The Zyro website builder equips you to create business sites. Plus, it’s the only hosting provider in this list with a major focus on marketing, thanks to integrations with third-party marketing tools.

Customer Support

Zyro has the most limited customer service channels among the web host services in this comparative review. It only comes with chat support, unlike Bluehost, WP Engine, and HostGator which also offer phone support. Even Namecheap and Wix provide more service flexibility than Zyro via additional ticket submission and callback options.

Wix logo

Wix: Best for First-Time Users

Pricing: Starts at $4.50/month

3.5

★★★★★

Visit

Wix is a practical choice for beginners who are searching for simpler alternatives to GoDaddy. First of all, it doesn’t confuse you with complex pricing arrangements because there’s a flat rate for each plan.

Of course, Wix is well-known for its user-friendly website builder. This editor has a drag-and-drop interface that’s a breeze to navigate even if you don’t have previous experience with website creation. To top things off, you can request the support team to give you a callback if you prefer to speak directly with an agent, instead of using the chat feature.

Wix website template sample and coding snippets

However, Wix has several disadvantages as well. The most glaring one is that you have to put up with Wix ads on your website if you sign up for the cheapest plan. Also, each plan only provides you hosting services for one website.

Aside from this, you get relatively meager storage so you need to limit the data, media, files, and documents you upload. Lastly, you will only receive a free domain if you subscribe to one of the high-tier packages, not the low-tier ones.

Overall, Wix might not satisfy power users, but it’s more than enough for basic users.

Why we chose it: We acknowledge Wix as the best for first-timer users because the proprietary website builder is easy to use even for startup entrepreneurs and independent contractors with little to zero technical skills.

  • Straightforward, reasonable pricing
  • Intuitive drag-and-drop editor
  • Callback option
  • Wix ads displayed for basic plan
  • Single website hosting only
  • Low storage
  • Free domain unavailable with basic plans

Pricing:

  • Connect Domain: $4.50/month
  • Combo: $8.50/month
  • Unlimited: $12.50/month
  • VIP: $24.50/month

Pricing

Wix has the clearest pricing among the web host providers in the bunch, thanks to its flat rate. In terms of regular rates, it has the second most affordable basic plan, next to Namecheap.

Website Hosting

Take note that it only hosts one website per plan. Along with Zyro, it hosts the least number of websites compared to its competitors.

Domain Name

It does provide a free domain but only for high-tier plans, unlike most of its peers that include it for all plans. It’s still better than WP Engine, which lacks free domains for all plans.

Server Type

Wix servers are organized into a global content delivery network (CDN). It’s practically like shared hosting because all users share secure servers located all over the world, unlike the dedicated hosting of WP Engine.

Bandwidth

Unmetered bandwidth isn’t available for all Wix plans, unlike most of its peers. The low-tier plans are cramped by a 1 GB to 2 GB bandwidth limit, but the upper-tier plans do have unlimited bandwidth. At least, there’s an unmetered option, in contrast to the universally capped bandwidth of WP Engine.

Storage

You will only get a measly 500 MB to 35 GB storage, depending on your plan. Wix offers the least amount of storage among the providers in this list.

Website Tools

Wix has a proprietary website builder which makes it easy to create business sites. It’s not as advanced as the feature-packed tools of Bluehost, Namecheap, or WP Engine, but it’s more than enough for newbies.

Customer Support

Its customer service comes in the forms of chat and callback support. To clarify, it doesn’t allow you to directly call the support team like HostGator and Bluehost. Still, you can expect a callback with Wix, unlike most of the competitors which only provide chat support.

Methodology for the Best Alternatives to GoDaddy

We examined several criteria as we selected the best GoDaddy alternatives. Check out some of the vital factors we assessed while ranking the web host services:

  1. Pricing: We compared the rates of the plans offered by the hosting providers. Keep in mind that the introductory prices are usually not the same as the regular rates.
  2. Website Hosting: We checked how many websites can be hosted per plan. The number of websites typically range from one to unlimited.
  3. Domain Name: We confirmed if the hosting plans come with a free domain name or website address. While most providers include it as a freebie, it’s not automatically the case with some.
  4. Server Type: We explored how many server options each hosting company gives you. Some let you choose from among shared, VPS, or dedicated servers, while others only use one type of server to host websites.
  5. Bandwidth: We evaluated whether the hosting provider grants you unmetered bandwidth or not. In case there are bandwidth caps, we indicated what exactly the limitations are.
  6. Storage: We assessed how much storage the web host gives you for all or some plans. Certain plans grant you unlimited storage, while others allot you a set amount of disk space.
  7. Website Tools: We examined what kinds of web development tools the hosting provider equips you with. Plus, we evaluated if these solutions are compatible with popular platforms like WordPress or cPanel.
  8. Customer Support: We checked out which types of customer service is provided by the web host, whether it be phone, chat, or callback support. We also took the availability of the support team into consideration, whether it be round-the-clock or not.

Take note that the information in this guide reflects the available data during the time of this writing.

Frequently Asked Questions (FAQs) for Alternatives to GoDaddy

Alternatives to GoDaddy serve as interesting options to the prominent web host. Find out the answers to basic questions about GoDaddy alternatives and web hosting.

Bottom Line on Alternatives to GoDaddy

Solid alternatives to GoDaddy empower you to try other web host services that fit your needs better. We recommend all the GoDaddy alternatives in our guide because each one is remarkable in its own right. Still, Bluehost is our number one choice because this all-purpose web host fuses together plan flexibility, server variety, platform support, and strong customer service.

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Do I Need a Business Bank Account For a Sole Proprietorship?

Young man presenting about the need for business bank account for sole proprietorship

Although you are allowed to use a personal bank account for your business, creating a sole proprietorship account is highly recommended. A dedicated business bank account offers tax incentives, accurate recordkeeping, and improved business credibility. This guide covers why you should never mingle your personal and business funds together.

What is a Sole Proprietorship Bank Account? 

If you’re a freelancer or a small business owner with a sole proprietorship, it’s not legally required for you to create a business bank account. Thus, you can legally use your personal bank account to run your business.  

However, using your personal bank account is risky and inefficient. Even for sole proprietors, the IRS recommends creating separate personal and business bank accounts. 

A sole proprietorship bank account is a separate bank account used to manage your business’s finances. It’s used to pay your suppliers and employees as well as receive payments from your customers. It also allows you to apply for small business loans.

Even if your business is completely new and doesn’t have any sales yet, it’s a good idea to create a dedicated business bank account immediately. 

Unless you’re willing to keep meticulous records of your business transactions within your personal bank account, you need a sole proprietorship bank account. In fact, it’s suggested that you should open a business bank account even if your sole proprietorship is a side hustle or hobby. 

Business Checking vs Personal Checking Account: What’s the Difference?

Personal and business bank accounts offer features such as debit cards and check writing. However, business checking accounts include an additional set of features to empower your business for future growth.

These tools help your business operate more efficiently. Let’s take a closer look at the key differences.

Features

Business Bank Account

Personal Bank Account

Check writing

Debit cards

Debit cards for employees

Payroll processing services

Bookkeeping integrations

Financial advisory services

Accurate expense and revenue tracking

Why is it Important to Create a Sole Proprietorship Bank Account? 

After creating a sole proprietorship, your first task is to open a business checking account. If you combine your business and personal finances into one bank account, keeping accurate records would be challenging. 

So let’s take a closer look into why you need a sole proprietorship bank account.

Tax Benefits

Separate personal and business bank accounts help with sorting out your expenses when tax season rolls around. It’s crucial to create a clear distinction between personal expenses and business-related ones to avoid tax penalties from the IRS.

A sole proprietorship bank account sets an unmistakable line between your business and personal finances. When it’s time to pay taxes, you’ll be able to see a comprehensive record of your business expenses. However, if your business expenses are mixed with your personal expenses, it will be a major inconvenience if you get audited by the IRS.

Tax penalties are a significant headache for anyone, and a dedicated sole proprietorship bank account ensures accurate tax keeping. 

Accurate Bookkeeping & Analytics

Using a sole proprietorship bank account ensures accurate bookkeeping. By keeping your personal and business finances separate, you can easily identify your business’s performance. Therefore, a business bank account allows a better financial understanding of your sole proprietorship to empower future growth initiatives and optimizations. 

Having a clear view of your business’s revenue and expenses is essential as you’re trying to expand your sole proprietorship. As your business continues to grow, the complexity and volume of your business dealings will also grow.

Keeping track of your books will become nearly impossible if you combine and use your personal bank account for your sole proprietorship. 

Business Credibility

Creating a sole proprietorship bank account also boosts your business credibility. Rather than charging payments to a bank account labeled with your name, you can use your company’s name after opening a business bank account.

Image and branding are vital in the modern competitive digital age, and business bank accounts improve the legitimacy of your sole proprietorship. Additionally, a business bank account allows you to affordably accept credit card payments from your customers.

You can’t accept such payments through your personal bank account unless you use a payment service provider. This is suboptimal because payment service providers take a hefty pay cut as a transaction fee. On the other hand, being able to accept all forms of payment increases your chances of getting sales and appearing more professional. 

Best Banks for Sole Proprietorship Bank Account

Most banks offer business checking accounts for sole proprietors. To find the best one for your business, you need to consider a few factors.

These factors include:

  • Cash deposit limits: Your bank might limit the amount of cash you are allowed to deposit into your business bank account for free each statement cycle. If your business primarily deals in cash, we recommend finding a bank account with a high cash deposit limit.
  • Transaction limits: Your bank may also limit the number of transactions you can process for free each billing cycle. These transactions include ATM deposits, teller deposits, checks, and electronic debits and credits. The standard limit for most sole proprietorship bank accounts is 200 transactions. However, it varies from bank to bank.
  • Fees: Business bank accounts typically have monthly maintenance fees. However, some banks waive the monthly fees if you meet certain requirements like a minimum account balance.
  • Interest: Some business checking accounts pay interest on your balance, allowing you to earn more money each month. 

Here are the best bank accounts for small businesses and sole proprietorships:

BlueVine logo

BlueVine

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BlueVine Review

BlueVine is a digital banking solution that offers no monthly fees, no minimum balances, and unlimited transactions. In theory, this is the perfect sole proprietorship bank account. The main drawback is that there are no brick-and-mortar locations. However, you can still deposit cash and checks and Green Dot locations.

There are no minimum deposits with BlueVine, and you can earn up to 1.5% APY on balances up to $100,000.

Novo logo

Novo

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Novo Review

Novo is another simple but robust business checking account provider. Similar to BlueVine, Novo is a digital banking solution that offers a simple online application process, no hidden fees, and free ACH transfers, mailed checks, and incoming wires.

Furthermore, Novo offers FDIC insurance through Middlesex Federal Savings and refunds on all ATM fees. You also get a virtual card immediately, which you can use for secure spending. However, where Novo truly thrives is through its comprehensive mobile app. You can pay bills, transfer money, and request invoices within seconds in the mobile app.

Axos logo

Axos

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Axos Review

Axos is another virtual bank that offers business loans, checking accounts, and savings accounts. There are two small business checking accounts you can choose from, Basic Business Checking or Business Interest Checking. The Business Interest Checking account offers 1.01% APY on account balances up to $50,000.

The Basic Business Checking account does not have an initial deposit requirement, minimum balance requirement, or monthly maintenance fees. You also get your first set of 50 checks for free and unlimited domestic ATM fee reimbursements.

Getting a Loan as a Sole Proprietorship

If you’re interested in receiving a business loan or financing in the future, you’ll likely need a business bank account. Lenders require your sole proprietorship to have a business bank account to verify your business’s cash flow. If they can’t verify your business’s financials, you won’t be eligible to receive a loan. 

The main goal of a lender is to ensure you have the needed cash flow or growth projections to pay back the loan. 

The best small business loans are provided by:

These lenders offer high credit limits, low-interest rates, and variable repayment periods. Furthermore, these lenders have a fast and easy online application process in which you can get approved the same day. 

However, small business loan lenders may require some qualities on your end. For example, to apply for a BlueVine small business loan, you need a FICO score of at least 600, be in business for at least six months, and have a minimum of $10,000 in monthly revenue. 

How to Get a Sole Proprietorship Bank Account

It’s easy for sole proprietors to open a business bank account. Many banks allow you to apply online. All you need to provide is the proper documentation. However, requirements vary from bank to bank. So, we recommend contacting your bank to see what information you need to provide. 

Generally, you’ll need to provide:

  • Social Security Number (SSN) or Tax ID Number
  • Driver’s license or passport
  • Business address
  • Type of business you own
  • When the business was established

Sole proprietorship bank accounts don’t always require formal documentation since your business isn’t incorporated. If you operate your business under your own name, an SSN or Tax ID may be sufficient. You may also need to provide your driver’s license or passport, depending on the bank.

Your Employer Identification Number (EIN) is your SSN as a sole proprietor. As such, you can Open a Business Bank Account With EIN Only for your sole proprietorship using your SSN. 

Suppose your sole proprietorship is operating under a DBA. In that case, the bank will ask for additional documents containing your name in relation to the business name and your Trade Certificate Name or Assumed Name Certification. 

Frequently Asked Questions (FAQs) for Sole Proprietorship Bank Account

If you want to learn more about sole proprietorship bank accounts, here are a few common questions and answers.

Bottom Line on Sole Proprietorship Bank Account

While you aren’t legally required to create a business bank account for a sole proprietorship, we highly recommend it. Creating a sole proprietorship bank account lets you separate your business and personal finances. Therefore, it’s easier to keep your books clean and pay the correct amount of taxes.

Best Business Bank Accounts by State

Below you will find an interactive U.S map that can help you locate and compare different banks and financial institutions that offer business accounts in your area.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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U.S. Bank Review 2023: Yay or Nay for Small Businesses?

U.S. Bank Review: Yay or Nay for Small Businesses?

U.S. Bank offers a range of business checking accounts, which makes payments, purchases, and deposits easy for business owners. It also offers investment options ideal for anyone wanting to grow their wealth. This detailed U.S. bank review will analyze what makes this best bank for startups and small and medium-sized businesses.

Our Verdict

U.S. Bank logo

U.S. Bank

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U.S. Bank offers a range of business-friendly products, including five different checking accounts, savings accounts, Money market accounts, CDs, credit cards, loans, and a business line of credit, among other financial products. The wide array of offerings allows easy scaling. Entrepreneurs can upgrade their business banking packages as their ventures grow.

Screenshot of US Bank Homepage
Source: U.S. Bank
  • Available in all 50 states
  • Easy access to physical branches for in-person banking
  • 5 unique business checking accounts to suit different business needs
  • Physical branches are not available in all states (only 26 states)
  • Overdrafts attract a hefty fee
  • Middling APY on most accounts

U.S. Bank at a Glance

U.S. Bank ranks as one of America’s top five biggest banks. It offers a good variety of business accounts and financial services and boasts over 3,200 physical branch locations in 26 states, 5,000 plus ATMs, and a convenient mobile app. 

Through web support and in-person visits to any of the bank’s branches, users enjoy comprehensive financial solutions. Unfortunately, US bank also has some significant drawbacks, like a lack of extra features even for premium accounts. Also, the bank offers middling interest rates, making it wiser to save your money elsewhere.

Who Is U.S. Bank Best For? 

U.S. Bank is one of the best options for small businesses looking for friendly starter accounts. It offers a range of products designed to suit businesses with relatively low transaction volumes and inconsistent balances. More established companies needing advanced banking packages, more features, and better APYs on their balances can find better deals elsewhere.

Pricing

U.S. Bank offers five checking accounts, with the Silver, Gold, and Platinum accounts being the most popular. While the Silver package offers enhanced simplicity and convenience for smaller firms, the Gold package is best for medium-sized businesses that want both flexibility and value.

The Platinum package offers better rewards and benefits but is more suited for well-established businesses that maintain higher balances. U.S. Bank also offers a Premium business checking account for larger businesses. This is ideal for companies with more complex banking needs that want to enjoy credit rates on qualifying balances.

If you want to open a fee-free business account, here is a thorough BlueVine Review, Bank of America Review, and Novo Review with information on the benefits, drawbacks, and alternatives.

Here’s a simplified comparison chart of the most popular checking accounts to help you pick the best option for your business needs.

Features

Silver

Gold

Platinum

Monthly maintenance fee

$6.95

$14.95

$24.95

Number of free monthly transactions

125

300

500

Number of free cash deposits monthly

25

100

200

50% discount on first check order

Free mobile check deposits

Card payment processing

Check fraud prevention

Paper statement fee

$2

$2

$2

Stop payment fee

$35

$35

$35

Overdraft fee

$36

$36

$36

Overdraft protection transfer fee

$12.50

$12.50

$12.50

Account Basics 

The popular U.S. Bank checking accounts are not interest-bearing products. Even though the Platinum Checking account offers interest rates, they are way below the national average of 0.05%. If you want more attractive interest rates on your business’s balances, you should consider CDs, savings, or money market accounts.

Screenshot of US Bank Business Bank Accounts—Business Savings Page
Source: U.S. Bank

Here are the APY rates to expect:

Checking accounts

Savings accounts

CDs

Money market accounts

0.00%

0.01%

0.40%-0.70%

0.01%-0.05%

U.S. Bank Features

U.S. Bank does not offer the most feature-packed banking solutions. However, you’ll get access to all the essential services for the smooth running of your business. The following are some things to expect.

Mobile Banking

U.S. Bank offers a user-friendly mobile app packed with secure digital banking tools. The app simplifies everyday banking by giving you the power to pay bills and transfer funds at your fingertips. You can also check on your current balances, deposit checks, access your tax documents, and view your e-statements from your Android or iOS.

Screenshot of US Bank Online-Mobile-Banking
Source: U.S. Bank

Fraud Protection

U.S. Bank is keen on fraud protection. For example, they have put in place measures for securing credit cards, check payments, and all transactions conducted through the mobile app. Also, during digital banking, the bank keeps all wireless communications encrypted to minimize the risk of information, money, or identity theft.

Screenshot of US Bank Online Security Page
Source: U.S. Bank

Remote Deposit

Another key feature of all U.S. Bank accounts is remote deposit. This allows you to dodge the hassles of sending paper checks. You only need to capture checks with your smartphone and send the images to the bank for deposits.

Screenshot of US Bank Payment-Processing-Remote-Deposit Page
Source: U.S. Bank

EZ Switch Kit

The EZ switch kit makes switching from your old bank a breeze. U.S. bank provides reliable assistance throughout the process to make the transition smooth, fast, and easy. Through the five-step process, you can conveniently open a business account with U.S. Bank and close your old account without your company experiencing any downtime.

Screenshot of US Bank Business-checking-EZ-switch-kit page
Source: U.S. Bank

U.S. Bank Alternatives

If you put high emphasis on the reputation and stability of a bank, U.S. Bank is undoubtedly an excellent option to consider. However, if you want a bank that comes with more features and higher APYs on your balances, better options are out there. Let’s look at three alternatives.

Chase Business logo

Chase Bank

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Chase Bank Review

JPMorgan Chase Bank is one of the best alternatives to U.S. Bank because it is reputable and ranks as the largest full-service bank. It is arguably a better alternative because it offers a broader menu of financial services and products, including an extensive range of credit card offerings. The bank also provides decent APYs on business checking, CDS, and business savings accounts.

Who Is Chase Bank Best For?

Chase bank is a solid option for businesses that maintain high balances to waive the monthly fee. While the bank has a robust online presence and is one of the best mortgage lenders, it also has an extensive local presence with over 4,700 branches. This makes it ideal for entrepreneurs who prefer in-person banking.

 Account Basics

  • Checking Accounts— 0.01% to 0.05% APY
  • Savings Accounts— 0.01% to 0.05% APY
  • Certificates of Deposit—up to 0.05%

How Does Chase Bank Compare to U.S. Bank?

Chase and U.S. Bank are large and well-established financial institutions. As expected, they share a lot in common. However, Chase bank is better for entrepreneurs that want an easier means of waiving their monthly account maintenance fees. On the other hand, U.S. Bank offers better CD APYs.

  • Easy access through the 4,700 branches & 16,000 ATM network
  • Enticing introductory bonuses for new customers
  • The monthly fee can be waived
  • Using ATMs outside the bank’s network will cost you $2.50
  • No money market accounts
  • Lacks high-yield savings accounts
Citibank logo

Citibank

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Citibank is your best bet if you are searching for a Chase and U.S. Bank alternative that offers all the perks of a big bank coupled with the benefits of a digital financial institution. Its interest rates on balances are more competitive, especially if you are regionally eligible for the high-yield savings account.

Who Is Citibank Best For?

If you live in any of the 41 out of 50 states eligible for Citibank’s Accelerate Savings Account, you are likely to find this alternative ideal for your businesses. Citibank is also a good option for entrepreneurs that prefer digital banking because the institution has less than 700 branches in the U.S.

Account Basics

  • Checking Accounts—0.01 to 0.03% APY
  • Savings Accounts—0.04% to 0.50% APY
  • Certificates of Deposit (CDs) — 0.05% to 0.25% APY

How Does Citibank Compare to U.S. Bank?

Both Citibank and U.S. Bank are large financial institutions better known for their convenience over high APY rates. Both banks use top-shelve technology to provide a reliable online banking experience. 

However, Citibank has fewer local branches making U.S. Bank better if you prefer in-person banking. Citibank is a top choice for businesses looking for better interests in their savings account balances.

  • An extensive network of over 65,000 fee-free ATMs
  • High-yield savings account
  • Account service fees are easy to waive
  • The high-yield savings account is only available in 41 out of 50 states
  • High monthly fees for those that don’t meet the minimum balance requirement
  • Less than 700 physical branches in the U.S.
Wells Fargo logo

Wells Fargo Bank

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Wells Fargo is a long-standing bank founded in 1852. It is the fourth largest bank in America and has been in the industry for over 170 years. While it has a somewhat tainted image because of the high-profile fraud scandals reported in the mid-2010s, the bank remains a top choice for many businesses because of its technological innovations, reliable customer service, and convenient financial products.

Who Is Wells Fargo Best For?

Wells Fargo is best for entrepreneurs that prioritize convenience over high-interest rates earning potential. The option works well for businesses that prefer in-person banking and are located close to a Wells Fargo physical bank.

Account Basics

  • Checking accounts—0.00% or 0.01% APY
  • Savings Accounts— 0.01% to 0.02% APY
  • Certificates of Deposit— 0.01% to 0.02% APY

How Does Wells Fargo Compare to U.S. Bank?

Wells Fargo is yet another megabank with a massive network of branches and ATMs, just like U.S. Bank. Also, it does not offer the best APYs on savings, making it an ill fit for businesses that maintain high balances. While Wells Fargo provides an easier means to waive monthly fees without maintaining the minimum balances, U.S. Bank offers a lower deposit requirement for CDs.

  • A massive network of branches (4,900) and ATMs (12,000)
  • Easy to waive monthly service fees
  • Tech-forward mobile app
  • You can find better APYs on your balances elsewhere
  • Accessing funds through out of network ATMs attracts a fee
  • Hefty overdraft fees ($35)

Frequently Asked Questions (FAQs) for U.S. Bank Review

If you are considering opening a U.S. Bank business account, you will likely find the answers to the following frequently asked questions helpful.

Final Thoughts on U.S. Bank Review

U.S. Bank offers some of the best business bank accounts and is a decent option for small business owners who prefer in-person banking and easy access to thousands of fee-free ATMs. It is also a solid option for entrepreneurs interested in digital banking because it embraces technology and has a well-rated mobile app. 

Generally, you can expect a reliable range of financial products that allow enough wiggle room to accommodate growing businesses. The main tradeoff is that most accounts have high fees and low-interest rates, making them unsuitable for larger companies. We hope this comprehensive U.S. Bank business account review helps you make an educated decision.

Best Business Bank Accounts by State

Below you will find an interactive U.S map that can help you locate and compare different banks and financial institutions that offer business accounts in your area.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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How to Create NFT in 7 Steps & NFT Ideas to Create Now

Futuristic NFT creation concept

Non-fungible tokens (NFT) are taking the digital world by surprise – it’s changing the way we buy and sell digital art, brand products, and experience the internet. If you are already sold on the idea of the NFT craze and want to surf in this wave, we’ve listed seven ways to create your own NFT and how you can do it. 

How to Create NFT & NFT Ideas to Create Your Own NFT

NFT stands for Non-Fungible Token, which means that each token represents a unique item. Think of it in this way – fungible is a synonym for non-replaceable – some things are unique, and even if there’s a copy, the original is only one, like the Mona Lisa. Or a Picasso’s painting. For instance, Bitcoin is fungible, you can trade one coin for another, and that will be the exact same coin. An NFT is a one-of-a-kind digital file, which means non-fungible. Things like art, collectibles, photos, songs and even real estate can be turned into tokens. 

These NFTs can only have one official owner at a time and most of them are secured by the Ethereum blockchain – no one can modify the record of ownership or copy and paste a new NFT into existence.

How Do NFTs Work?

NFTs are individual and unique items with blockchain records that store information about the digital file. The NFT’s market value is set by the market demands and the transfer among owners is noted on the blockchain as well. The market fluctuates dramatically, so you may see it up or down any given month. In 2022, there has already been more than $37 million invested in NFT marketplaces, according to Chainalysis.

How to Create an NFT

Now that you understand what a Non-Fungible Token is, maybe it’s time to consider creating your own NFT and selling it. If you aren’t convinced about its worthiness, think of the NFTs that have gone viral such as the Bored Ape Yacht Club which cost $190 at launch last April and now they go for over $400,000 (more about it later on). 

Let’s say you come up with a really cool digital sticker idea and you believe in its potential to become the next Bored Ape or a Nyan Cat, it is time to get your hands dirty. We’ve listed the seven steps to creating an NFT.

Step 1: Choose the NFT Content

Digital art, similar to real-world art is open to all kinds of creative forms. If you decide to create an NFT, you need to choose its format and generate an NFT from any multimedia file. An NFT can be a digital painting, a GIF, a photo, a text, audio, a 3D image, or a video from some notable event. But it doesn’t stop here – NFTs can also be virtual items like a virtual sneaker, avatars, and even virtual lands in the metaverse.

Step 2: Pick Your Format

The second step is to choose the format. Keep in mind that after deciding what content and in which format you wish, you will need to convert it to a suitable file type, especially if it is not already digital. Most items tend to be stored as portable network graphics (PNG) or graphics interchange format (GIF) files. Texts would typically be available in portable document format (PDF), while music would likely be stored as MP3 and video kept as MP4.

Step 3: Mint your creation

The process of turning a digital item into an asset on the blockchain is called minting – similar to minting a coin – and that’s what you will do next. This step is what makes your Non-Fungible Token unique, tamper-proof, and impossible to be deleted – once it’s recorded in a distributed ledger or decentralized database. Minting an NFT can be daunting, so you can follow this step-by-step guide here. 

Step 4: Choose the NFT Marketplace

Now that you have pre-minted your NFT, it is time to pick the marketplace you want to sell it. There are a few websites out there, but the most popular is OpenSea – often called the Amazon of NFTs. 

However, choosing the right marketplace is an essential part of minting NFTs, as this depends on many things, including certain blockchain types, supported standards and formats, accessibility, and a price to mint an NFT (in most platforms, this process is paid). 

These marketplaces differ in various aspects, such as different focus, niches, pricing, and user interface, so do proper research to narrow down your preferences and choose one that suits your needs.

Most NFTs are commercialized under Ethereum, although Ethereum does not have a monopoly on NFTs. When looking to mint a token on the blockchain, users will be required to pay a gas fee – that refers to the contribution the user will make to compensate for the computing energy used to process and validate transactions on the blockchain.

Step 5: Get a Wallet

According to the basic blockchain principle, anything related to cryptocurrency transactions is done through a crypto wallet – that eliminates the need to store user account data. Like a physical wallet, a crypto wallet lets you store and buy your cryptocurrencies. There are many wallets to choose from, and they can be both downloaded on a smartphone or accessed in an internet browser.

Step 6: Buy Crypto

As mentioned, most of the NFT marketplace transact NFTs with Ethereum. If you don’t own any ETH, you can purchase some from a reputable broker or cryptocurrency exchange and store it in your wallet. 

Step 7: Follow the Instructions

Each NFT marketplace has specific instructions creators will need to follow in order to create a Non-Fungible Token. Following the instructions are important because this will determine the chances of selling your creation. 

Generally speaking, you will need to upload the file and fill it in with an attractive description and title. Then, you might be asked to choose whether to mint a single token or a whole collection. Next, you will need to decide the way you want to sell your NFT: fixed price or auction. Depending on the marketplace, you’ll be able to choose a royalty percentage, that is the amount you will get when future collectors sell your NFT.

Best NFT Wallets 

An NFT wallet is a cryptocurrency wallet that supports the blockchain protocol that NFTs are built on. Crypto wallets help users exchange and store NFTs by providing them with a private key to the address where the NFT is stored. 

However, not all crypto wallets can hold NFTs, so it’s important to check which crypto wallets include NFT wallets that manage assets on the consumer’s behalf. The most popular NFT wallets are Coinbase Wallet, Meta Mask, and Math Wallet. 

4 NFT Ideas to Try

An NFT could represent many things, such as:

Digital Art:

  • GIFs
  • Collectibles
  • Music
  • Videos

Real-World Items:

  • Deeds to a car
  • Tickets to a real-world event
  • Tokenized invoices
  • Legal documents
  • Signatures

Some examples of NFTs that exist today, so you can get the idea:

Artwork collection

One of the most popular NFT collections is the Bored Ape Yacht Club. The collection of thousands of bored apes started at less than $200, and the cheapest now costs $420,000 (145 ether).

Another example includes the renowned digital artist Beeple, who managed to auction one of his collections for $69 million dollars at Christie’s and broke the NFT record pricing.

Gaming items

NFTs take the in-gaming experience to the next level. Gamers can generally buy items and upgrade their avatars, but with an NFT, they can recoup their money by selling the items once they’re finished with them. But it’s not limited to it – games founded on the blockchain can develop their NFT, such as The Sandbox and Decentraland, which both sell virtual properties for as high as a few million dollars.

Memes

As far as creativity goes, you can also profit from making memes. NFTs of memes can make millions with viral content. Recently, a common meme called Bad Luck Brian was sold for $36,000.

Tweets

The first tweet ever tweeted in the history of Twitter was in March 2006 by Jack Dorsey, CEO of Twitter, and was purchased for $2,915,835. The trade was supported by the Valuable by Cent platform, a special type of platform which deals with signed tweets from original creators, creating a world where people can earn from viral tweets.

How to Flip NFT for Profit

In the blockchain vocabulary, flipping is a loose term for buying an NFT for a low price and selling it when the price is high. To spot potential in an NFT, there are a few key factors you should bare in mind:

  • Benefits: Does the NFT offer any perks? Or is it simply a digital asset with no value? Some companies are using NFTs to access exclusive membership clubs and real-world events such as gigs and live concerts. 
  • Community: Follow the online interest on a given NFT – how much are people talking about it on social media, forums, or YouTube videos? Look at the engagement around it, do you think many people believe in it?
  • Credibility: Like everything that’s new and unregulated, is more likely to be prone to scams and frauds. Make sure you know the team behind the NFT project and whether they’re trustworthy and credible – which is essential for your success and investment.
  • Uniqueness: While the quality of the art project isn’t a determining factor, you should be able to spot the chances of the NFT becoming an icon. Similar to a real art painting, think of the aesthetic of the project, the uniqueness, the creativity, and features. Read more on how to flip NFTs here.

How to Buy an NFT

Now that you have identified which NFTs are worth investing in, it’s time to buy some. There are two ways to do it: minting an NFT when the price drops and buying an NFT on a secondary marketplace.

Most NFT collections are released at low prices and sometimes even for free. But since high quality and trending NFTs are hard to mint, most of these projects release whitelists for those who want to guarantee access when the collection goes live. 

To get whitelisted, join the project’s Discord group to learn its criteria for eligibility, and the date and time the NFT collection will go live. You can also opt for buying NFTs on a secondary market by making an offer to the NFT seller.

Frequently Asked Questions (FAQs) for How to Create an NFT

Here are some frequently asked questions about how to create your own NFT and some NFT ideas.

Bottom Line on How to Create an NFT

Similar to artwork, the sky’s the limit for creating NFTs. The success of an NFT depends on many factors, but mostly on creativity, selling skills, and luck. A high-quality, unique, and captivating NFT, with a well-written description, may turn into a viral digital asset. 

Buying and selling Non-Fungible Tokens requires a few things: an NFT crypto wallet, owning some Ethereum (for most NFTs), and an account in an NFT marketplace. Once up and running, the NFT data is recorded into the blockchain and it can only have one official owner at a time – of course, copies can be done, but there’s only one original like there’s only one Mona Lisa. 

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NordVPN Review: Is It as Good as It Sounds?

A laptop screen displaying NordVPN - NordVPN review

This NordVPN review will help shed light on why it’s one of the leading services in the VPN industry. It is best known for its vast server network, reliable security protocols, advanced features, and no logs policy. All of which work toward your data privacy and protection.

If this is your first time considering a virtual private network (VPN), start by reading our guide that helps you understand what a VPN is and what a VPN can protect you from. It’s a good idea to also learn how to use a VPN so you know whether NordVPN is right for you.

Our Verdict

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NordVPN

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NordVPN is an encryption powerhouse that upholds strong security and privacy practices. With its network of over 5,200 servers in 60 countries, and security protocols including NordLynx, IKEv2/IPSec, and OpenVPN, it can protect your internet traffic from snooping eyes. 

This VPN service provides more than just essential protection. It uses reliable technology to block dangerous websites, malware, and malicious ads. Furthermore, it provides an arsenal of features that make it harder for even advanced hackers to spy on your online activities. Each account supports up to 6 simultaneous connections, and you can safely sample the service thanks to NordVPN’s free trial.

Screenshot of NordVPN Homepage
Source: NordVPN
  • Feature-packed yet easy to navigate user interface
  • A massive number of servers (5,200 plus in 60 countries)
  • Available for Android, iOS, Mac, Windows, Linux, and Routers
  • No graphic interface on Linux OS
  • Expensive
  • Some servers don’t support torrenting

NordVPN at a Glance

NordVPN, founded in 2012, is a virtual private network based in Panama. Panama has no internet restrictions, does not have mandatory data retention laws, and is not part of the infamous 5 Eyes or 14 Eyes intelligence alliance. The VPN makes the internet a safe area free of prying eyes and geo-restrictions.

NordVPN software and apps are noteworthy for their user-friendliness. Both the website and apps are feature-packed yet well-organized and aesthetically appealing. Installing the software into any device or operating system is also fast and easy. If you bump into any hurdles, you can always contact the support team 24/7 via chat or email.

Who Is NordVPN Best For?

NordVPN is ideal for individuals or entities wanting to keep their data and browsing activities confidential and free from surveillance and censorship. The VPN provides a good arsenal of security features, including high-grade encryption technology for enhanced privacy.

Pricing 

NordVPN offers monthly and long-term subscription plans. Depending on the subscription duration, the service can cost between $3.99 and $11.99 a month. Also, users enjoy enticing introductory prices for long-term plans. A 1-year plan costs $59.88 instead of $99.48 for the first year, and a 2-year plan costs $95.76 instead of $198.96 for the first subscription.

Screenshot of NordVPN Pricing Plans
Source: NordVPN

Plan

Month to Month Plan

1-Year Subscription

2-Year Subscription

Cost/Month

$11.99

$4.99

$3.99

Introductory Price

$11.99/Month

$59.88 (First 1 year)

$95.76 (First 2 years)

Regular Rates

$11.99/Month

$99.48/Year

$198.96/2 Years

6 Simultaneous Connections

Block Malware

Split Tunneling

No Data leaks

Browser Extensions

Features

NordVPN is not the cheapest virtual private network, especially in light of 100% free VPNs.  However, it is one of the most feature-rich services with plenty of tools to enhance privacy and security. Here are some of NordVPN’s best features. 

Mobile Apps

NordVPN has neat and intuitive apps for Android and iOS. You can enjoy access on the go by installing an app on your cell phone or tablet. Once you install the app, you can be assured of the safety of any data on your device, irrespective of whether you are using your mobile network, home Wi-Fi, or random connection at a local eatery.

Screenshot of NordVPN Privacy and Security
Source: NordVPN

If you are searching for the best VPN for mobile, NordVPN is undoubtedly a solid choice. Download the app, log into your NordVPN account, and hit the “Quick Connection” button. The service also offers one of the best VPN for PC, allowing you to secure your personal and work laptops or desktops.

Multi-Factor Authentication (MFA)

Another impressive feature typically not offered by most VPN providers is multi-factor authentication. This is an extra cushion of security where you authorize a login attempt into any account by entering a password. The feature can give you great peace of mind, especially when handling sensitive accounts.

No DNS Leaks

NordVPN ensures that all your online traffic, including DNS queries, is routed through the virtual private network. You don’t have to worry about your queries going through the default DNS servers of your internet service provider. No information leaks, and all DNS queries are channeled through an encrypted tunnel to ensure private information remains confidential.

Screenshot of NordVPN DNS Leak Test
Source: NordVPN

Next Generation Encryption

Through security protocols like NordLynx, IKEv2/IPSec, and OpenVPN and data encryption, NordVPN minimizes the vulnerability of your data. By routing internet traffic through a secure tunnel, the service creates an encrypted connection between devices as your data travels on the web.

The service hides your location and IP address. This ensures that not even government agencies can snoop into your activities, leave alone identify where you live. The protocols in place also protect your devices from spyware, viruses, adware, browser hijacking software, fake security software, and other malicious malware.

Screenshot of NordVPN Next Generation Encryption
Source: NordVPN

Browser Extensions

NordVPN provides browser extensions for Firefox, Chrome, and Edge. Just download the extensions, log into your NordVPN account and connect to the server to enhance the privacy on your browsers. This feature can be beneficial when accessing websites not configured to provide encrypted traffic.

Split Tunneling 

One of NordVPN’s most advanced features is split tunneling. This allows you to set aside sensitive apps or URLs that require constant VPN protection. The less sensitive ones can connect to the internet directly for faster speeds.

The split tunneling feature creates two simultaneous connections. This feature can provide added convenience if you have a hybrid work setting where employees handle both on-site and remote work. They can secure only the apps or URLs that matter to prevent speed drops typically caused by too many online activities that can push your internet connection to the edge.

Screenshot of NordVPN Split Tunneling
Source: NordVPN

Six Simultaneous Connections

A single NordVPN account can support up to six devices simultaneously, irrespective of the operating systems you use. If you have more devices, consider installing the VPN on your router. This conveniently secures all the gadgets on the network through a single device.

So, how many devices can you secure simultaneously under one account? As many gadgets as you desire. While there are only six connection slots, you can cover more devices through your router.

Kill Switch

Another helpful feature that enhances security is the Kill Switch. Whenever the VPN is down, it blocks internet access to your devices. To access NordVPN’s kill switch, you must go to your app’s settings and turn it on.

Nord VPN Alternatives

NordVPN is a dependable service that can boost your online security. It offers fast connection speeds and has handy features that give users peace of mind as they surf the web. Unfortunately, it is not a perfect fit for everyone, especially those searching for cheaper VPNs or more stable speeds. Here are a few good alternatives to using NordVPN.

IPVanish VPN logo

IPVanish

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IPVanish was established in 2012 and is another popular name in the VPN industry. The service offers high-speed connections and an impressive array of advanced security protocols. While it is not a premium VPN, (and therefore does not unlock all streaming platforms) it is still a strong contender for its torrenting abilities, ease of use, and compatibility with most devices and operating systems.

Who Is IPVanish Best For?

IPVanish is best for individuals or businesses that want a competitively priced VPN that allows unlimited simultaneous connection on different devices, including routers and gaming consoles. It offers great security features and speeds, although you should consider alternatives if you want a VPN for heavy streaming.

IPVanish Pricing

  • Monthly plan— $10.99 per month
  • Quarterly plan—$ 5.32 per month
  • Yearly plan—$3.99 per month

How IPVanish Compares to NordVPN

IPVanish, like NordVPN, delivers enhanced privacy, security, and speeds. It also has a robust collection of features and has competitively priced subscription plans. However, NordVPN is a better option, especially because IPVanish is yet to undergo a third-party audit. Also, IPVanish has only 1,900 servers in 52 countries, compared to NordVPN’s 5,200 plus servers in 60 countries.

  • Unlimited simultaneous connections
  • Cheap long-term plans
  • Geographically diverse servers
  • Slow speeds during heavy streaming
  • Limited payment options (only credit card and PayPal)
  • Not available in China
ExpressVPN logo

ExpressVPN

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ExpressVPN Review

ExpressVPN was established in 2009 and is another worthy alternative to NordVPN. The service has been in the game for longer and is arguably better reputed. It boasts 3,000 plus servers in 94 countries and delivers dependable speeds across multiple devices.

ExpressVPN also provides an enticing package of security and privacy features. It is also one of the best streaming platforms and can unlock social media sites, Peacock, ESPN, Hulu, Amazon Prime, and HBO Max.

Who Is ExpressVPN Best For?

ExpressVPN is an ideal service to consider if you want a premium VPN at a premium price. The service is all-rounded and reliable in all areas, including security, speed, torrenting, and unblocking regionally locked sites.

ExpressVPN Pricing

  • Monthly plan— $12.95 per month
  • Bi-annual plan—$ $9.99 per month
  • Yearly plan—$8.32 per month

How ExpressVPN Compares to NordVPN             

Both ExpressVPN and NordVPN are well-established and reliable virtual private network providers. They are ideal for streaming and torrenting and have solid privacy and security practices. However, NordVPN offers faster connections because it has more servers than ExpressVPN. Generally, it is safe to go with either option.

  • Reliable speeds across all server locations
  • Advanced security features
  • Unblocks most streaming sites
  • Expensive than most rivals
  • Only supports five simultaneous connections per account
  • The split tunneling feature is not supported on macOS Big Sur (version 11)
Private Internet Access logo

Private Internet Access VPN (PIA VPN)

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Private Internet Access VPN has one of the largest fleets of servers in the industry. The service boasts 35,000+ servers in 78 countries, assuring users of ultra-fast speeds even when heavy streaming. Moreover, this feature-packed service maintains a strict no-logs policy and has various competitively priced subscription packages.

Who Is PIA VPN Best For?

PIA VPN is one of the best VPNs for anyone looking for a native VPN for Linux. It offers ultra-fast local connections and one of the industry-leading encryption protocols. It is also a pretty decent choice for heavy streaming.

PIA VPN Pricing

  • Monthly plan— $9.95 per month
  • 1-Year plan—$ $3.33 per month
  • 3-Year plan—$2.03 per month

How PIA VPN Compares to NordVPN    

Both PIA VPN and NordVPN are cybersecurity software that perform well to provide an extra layer of protection from snooping eyes. Even though PIA VPN has a broader network of servers, NordVPN provides equally great speeds with its NordLynx protocol. NordVPN is also better at unblocking problematic streaming platforms, including DAZN and BBC iPlayer.

Moreover, NordVPN makes a better choice because it is based in a privacy-friendly location. It is situated in Panama, while PIA VPN is based in the United States. While the former has undergone a third-party audit, PIA is yet to do so, making it the weaker contender.

  • A massive network of servers
  • It supports 10 simultaneous connections         
  • Geographically diverse server locations
  • The dedicated IP feature is an add-on that costs a fee
  • No free version
  • Yet to undergo a third-party audit

Frequently Asked Questions (FAQs) for NordVPN Review

If you are considering a NordVPN subscription but still feel torn between the service and other options, here is more information to help you make an informed decision.

Final Thoughts on NordVPN Review

So, is NordVPN the fastest virtual private network with the broadest fleet of servers on the planet? Probably not.

While it has ultra-fast servers, there are other equally fast, perhaps faster services like Private Internet Access and Express VPN. What is factual is that this premium VPN service is pretty reliable and upholds dependable privacy and security practices. 

We hope that our thorough NordVPN review helps you decide whether the service is ideal for you. Generally, NordVPN is ideal for journalists, gamers, organizations, and individuals that want to access the internet free of geo-restrictions, censorships, and snooping eyes.

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Developing & Managing Volunteer Programs

Follow These Volunteer Management Practices Employing all, or even a few, of these strategies can help you run a successful volunteer program and retain volunteers:

Nearly 78 million Americans volunteered their time for an organization in 2019—that’s about 30% of the population—according to AmeriCorps. Nonprofit organizations and other companies that rely on volunteers should be developing and managing volunteer programs that benefit the organization and volunteers. It all starts with a well-designed plan.

Developing & Managing Volunteer Programs Statistics

This Library topic is called “Developing & Managing Volunteer Programs” to emphasize that, for the organization and its volunteers to benefit the most from each other, volunteers should

be managed as part of an overall, systematic program, somewhat similar to the systematic approach that should be used to managing employees. Certainly, there are differences between how employees and volunteers are managed, but the differences are probably much less than most people realize.

The following links are to sections in this overall topic and the sections are organized in the order in which they might be needed in an organization that is starting a volunteer management

program—the order of the links themselves suggest the systematic nature of a well-designed volunteer management program. Organizations that already have established programs can use this overall topic by going directly to the sections that are relevant to current priorities in their current program. The links below present a wide variety of perspectives and materials about volunteer management programs or systems.

Sections of This Topic Include

Planning Your Volunteer Program

Operating Your Volunteer Program

Additional Information

Also consider

Learn More in the Library’s Blogs Related to Volunteers and Volunteer Programs

In addition to the articles on this current page, also see the following blogs that have posts related to Volunteers and Volunteer Programs. Scan down the blog’s page to see various posts. Also, see the section “Recent Blog Posts” in the sidebar of the blog or click on “next” near the bottom of a post in the blog. The blog also links to numerous free related resources.

Planning Your Volunteer Program

Designing & Operating Your Volunteer Management System

Considerations in Establishing or Modifying Volunteer Management Systems

Any organization that develops a volunteer program should first identify the difference between a volunteer and an employee and then create appropriate boundaries. A company should also take into consideration what a volunteer wants or needs out of their experience. According to a study by Sterling Volunteers, 83% of volunteers want to make a positive impact on their community, but volunteers can get even more from their time and effort. 

Recruiting volunteers is also a crucial part of developing and managing a volunteer system. There are plenty of online resources that can help you find micro-volunteering individuals or long-term volunteers. In fact, 80% of volunteers plan to give their time again to an organization they believe in, according to an NCVO survey.

Note that the extent to which an organization develops and implements a volunteer management system depends on the nature of the activities to be conducted by the volunteers. For example, an organization that uses many volunteers, some of whom directly serve people, will probably use a very comprehensive system. In contrast, an organization that occasionally uses volunteers to stuff envelopes might do a brief solicitation to recruit any volunteers that the organization can get and then do a very brief training, afterward leaving the volunteers alone to perform their task.

Online Tutorial about Volunteer Management

Role of Volunteer Managers

The primary role of the volunteer manager is to establish and operate the volunteer management system. This leader is also responsible for mediating and advocating for volunteers when necessary. Susan Ellis was one of the strongest advocates for volunteer programs and, specifically, volunteer managers. Learn more about the role of volunteer managers in her content below.

Staffing Analysis (Deciding Whether Volunteers Are Needed)

Staffing analysis - deciding whether you need volunteers

Also consider the topic for employees: Workforce planning (including succession planning)

Developing & Managing Volunteer Programs legal risks and considerations

There are a variety of types of legal and risk considerations when using volunteers in an organization, e.g., what insurance is needed, what rights volunteers have in the workplace, what employment laws also apply to volunteers, and how can you ensure that volunteers act ethically, etc. The reader will get a more clear understanding of legal and risk considerations by reading the topics in the following section about management policies and procedures.

Policies

Developing & Managing Volunteer Programs Policies and Procedures for Volunteers

Policies are general guidelines that personnel can reference in order to make decisions and get guidance on how to act in certain situations, e.g., a policy about dress codes. Procedures are specific step-by-step directions regarding the completion of a specific task, e.g., powering up a computer. Policies help ensure that volunteers are supervised and that they act according to a legal, ethical and organizationally-preferred manner in the workplace. 

Policies are often in regard to, e.g., the definition of volunteer, rights and responsibilities, confidentiality, background checks, safety, record-keeping, conflict-of-interest, dress codes, orientation, training, supervision, evaluations, corrective actions, etc. 

The astute reader will recognize that the policies in regard to volunteers are very similar in nature to the policies for employees.

Volunteer Job/Task Descriptions

You should be clear about what you expect from each of your volunteers. Volunteers deserve to know what you expect from them, as well. To recruit volunteers for a specific role or job, you will need a clear job description from which to develop the advertisements and to show them to any potential candidates. Therefore, each volunteer should have a job, or task, description. 

How to create a volunteer job description

The description should specify at least whom the volunteer reports to, any general duties and responsibilities, and any specific tasks to perform. Job descriptions might include additional information, e.g., level of expertise and education needed for the job, minimum requirements of expertise, etc.

Also consider the topic for employees: Specifying Jobs and Roles (analysis, description, and competencies)

Also consider the topic for employees: Job Descriptions

Operating Your Volunteer Program

Volunteer Recruitment

Recruitment usually involves identifying the most likely sources of suitable candidates for volunteer positions, how to approach those sources, and then approaching each source. Sources might include, eg, advertisements in the newspaper, word-of-mouth of employees, recommendations from clients, online (or virtual) sources, professional placement advisors (“headhunters”), volunteer fairs (events in which many organizations that need volunteers attend to recruit volunteers), etc. 

Candidates who are interested in certain positions often complete an application form, including providing a resume.

Different ways to recruit employees

General Guidelines

Advertising

Online Recruitment

Screening Volunteers

Each potential candidate for a volunteer position is usually screened. The extent of screening for each position depends on the nature of the tasks to be performed by the volunteer, e.g.,

whether the volunteer will be working directly with people in a health facility, etc. Screening often involves carefully examining each application, conducting background checks (e.g., to verify

information in the resume, identify any legal problems, etc.), and interviewing the most suitable candidates.

How to screen volunteers

General Guidelines

Also consider the topic for employees: Screening Applicants

Application forms

Background Checks

Interviewing

Also consider the topic for employees: Interviews

Selecting (“Hiring”) Volunteers

After candidates have been screened, ideally there is one candidate that seems to be the most suitable for each unfilled volunteer position. Each suitable candidate should be formally (or officially) approached with an offer letter that describes the terms that the organization is offering and the activities that the organization wants the volunteer to conduct. The offer might include any benefits, e.g., free training, use of facilities for private use, etc.

What to do when selecting volunteers

Also consider the topic for employees: Selecting (Hiring) New Employees

Orienting & Training Volunteers

Best ways to train volunteers

If the nature of the volunteer’s work is very basic and routine, then a volunteer might require only a very basic and general introduction to the organization and the task they are to complete. In contrast, if the nature of the volunteer’s work is rather complex, e.g., supervising patients in a particular setting in a health facility, then the volunteer will likely require a complex orientation to the organization and also training about, e.g., policies and procedures, how to respond to particular situations, when to ask for help, how to use certain facilities, etc.

If it’s a simple orientation, consider creating a volunteer training program online. Volunteers can complete the orientation in their own time at home, and then they’ll be prepared to get to work with your organization when they show up for their first day. 

Also consider the topic for employees: Employee Orientation Programs

Also consider the topic for employees: Training Basics for Supervisors and Learners

Supervising Volunteers (Retaining, Feedback and Motivation, Evaluating, Rewarding, and Firing Volunteers)

Supervision includes a variety of activities, e.g., establishing goals with the volunteer, observing the volunteer’s activities to achieve the goals, and providing guidance so the volunteer achieves

the goals effectively and efficiently (i.e., has strong “performance”), evaluate the volunteer’s performance, reward strong performance, address any performance issues, and fire the volunteer, if necessary. Some supervisors are also closely involved in staffing analysis, development of job descriptions, recruiting, selecting, orienting, and training, as well. 

How to supervise volunteers in your program

The activities to establish goals and provide guidance are usually considered to be the activities

of delegation. If the goals are specifically assigned to the volunteer, with little or no involvement from the volunteer, and the supervisor closely watches the volunteer (rather than generally guides them) and provides specific directions, then those activities might more aptly be described as work directing, rather than delegating.

Supervision and Delegation

Also consider the topic for employees: Delegating

Also, consider the topic for employees: Establishing Performance Goals

Retaining Volunteers

Also, consider the topic for employees: Retaining Employees

Giving Feedback and Motivating

Also consider the topic for employees: Observation and Feedback

Also consider the topic for employees: Coaching

Also consider the topic for employees: Morale (Boosting)

Also consider the topic for employees: Motivating

12 Great Ways to Thanks Volunteers

Evaluating

Also consider the topic for employees: Evaluating Performance

Rewarding

Also consider the topic for employees: Rewarding Performance

Addressing Performance Issues

Also consider the topic for employees: Performance Plans

Also consider the topic for employees: Recognizing Performance Problems (“Performance Gaps”)

Also consider the topic for employees: Performance Improvement / Development Plans

Firing

How to fire a volunteer

Also consider the topic for employees: Firing Employees

Volunteer and Staff Relations

Sometimes employees and volunteers can perceive themselves to be so different from each other that they spend little time together, don’t communicate with each other, and eventually experience conflict between each other.

Assessing Volunteer Management Programs

To ensure that the volunteer management system remains high-quality, including that the organization and its volunteers are benefiting a great deal from their relationship, it’s necessary to regularly assess the quality of each activity (eg, developing job descriptions, recruiting, training, supervising, etc.) to conclude if the activity is being conducted effectively and efficiently. Results of this overall evaluation should be used to adjust activities. Thus, the cycle of the volunteer management system starts over again.

Follow These Volunteer Management Practices Employing all, or even a few, of these strategies can help you run a successful volunteer program and retain volunteers:

Virtual Volunteering

Virtual volunteering is when the volunteer provides their donated services entirely over the internet or from a home computer. Information about virtual volunteering can be about the entire range of activities in a volunteer management system.

General Resources

For the Category of Human Resources:

To round out your knowledge of this Library topic, you may want to review some related topics, available from the link below. Each of the related topics includes free, online resources. Also, scan the Recommended Books listed below. They have been selected for their relevance and highly practical nature.

© Copyright Carter McNamara, MBA, PhD, Authenticity Consulting, LLC.

Adapted from the Field Guide to Leadership and Supervision in Business

and Field Guide to Leadership and Supervision for Nonprofit Staff.

Posted on

8 Best NFT Wallets of 2023

8 Best NFT Wallets of 2022 - NFT illustration

An NFT wallet lets you securely store, buy, sell, and swap non-fungible tokens (NFTs) and cryptocurrencies. The best NFT wallet charges low gas or trading fees and lets you trade or bid on NFTs–not just collect and store them. Our top picks for best NFT wallets include Enjin, AlphaWallet, and MetaMask.

Best NFT Wallets of 2023

Product

Price

Fees

NFT Management

NFT Compatibility

Cryptocurrency Management

Wallet Type

App Support

Earning Potential

Users

Customer Service

Enjin wallet logo

Enjin

Free

Trading fees

Store, buy, sell, trade, collect & create NFTs

ETH NFTs

Yes

NFT crypto wallet

Mobile app

Yes

20 million

Ticket submission + Contact form + Help center

AlphaWallet logo

AlphaWallet

Free

Gas fees

Store, sell, transfer, bid for & mint NFTs

ETH NFTs

Yes

Web3 wallet

Mobile app + APK

Yes

Not specified

Contact form

MetaMask logo

MetaMask

Free

Transaction fees

Store & trade NFTs

ETH & ETH-based tokens

Yes

Crypto wallet

Desktop browser + Mobile app

Yes

30 million

Help center + Community channels

Coinbase logo

Coinbase Wallet

Free

Transaction fees

Store, buy, sell, trade & collect NFTs

ETH & ETH-based tokens

Yes

Crypto wallet

Desktop browser + Mobile app

Yes

Not specified

Email / Contact form + Help center

Math Wallet logo

Math Wallet

Free

Cloud wallet fees

Store, send & receive NFTs

ETH, BSC & DEGO NFTs

Yes

Web3 wallet

Desktop browser + Mobile app + Hardware

Yes

1.2 million

Customer service system

ZenGo logo

ZenGo

Free

Networking, processing, spread & conversion fees

Store, buy, transfer & mint NFTs

ETH NFTs

Yes

Crypto wallet

Mobile app

Yes

500,000

24/7 support specialist

Exodus logo

Exodus

Free

Network or miner fees

Store, send & receive NFTs

ETH & SOL NFTs

Yes

Crypto wallet

Desktop browser extension only for NFTs

Yes

Not specified

Email + Facebook + Twitter

Trust Wallet logo

Trust Wallet

Free

Network fees

Deposit & buy NFTs only

ETH & BNB / BSC NFTs

Yes

Crypto wallet

Mobile app + APK

Yes

25 million

Ticket submission

Enjin wallet logo

Enjin: Best Overall

Free

★★★★★

4.5

Visit

Enjin is our top pick in this roundup of best NFT wallets because it blends together NFT trading opportunities, rare NFT collections, and NFT project tools. It specializes in NFTs, unlike many crypto wallets that only have NFT features as secondary add-ons.

First of all, the Enjin Marketplace is a venue where you can trade digital artwork, branded crypto-collectibles, digital fashion, and gaming items. It gives you the chance to buy, sell, and swap Ethereum (ETH) NFTs with around 20 million users. So far, 3.2 million digital objects have already been traded in the marketplace.

Enjin wallet app displays NFT gallery, while user transaction snapshots surround the smartphone
Source: Enjin

Next, it helps you find rare NFTs which you can add to your growing collection. It guides you in searching for pioneering blockchain projects that showcase unique digital assets. 

Finally, it equips you to bring your NFT ideas to life through a tech stack. You can create NFT projects related to art, music, gaming, and sports. Also, you may mint tokens like collectibles and custom coins via a visual interface that doesn’t require coding.

While Enjin is a winner in more ways than one, there’s some room for improvement. For example, you can only install the mobile app in your smartphones so you can’t monitor your NFTs on your desktop.

Aside from this, it’s not easy to estimate the trade fees because it can be determined either per transaction or per item. Last but not least, customer support is only available during working days so you can expect delayed answers if you ask questions on weekends.

All in all, Enjin leads the pack because of its versatile set of NFT features.

Enjin Overview

Price 

The Enjin mobile app is free to download from the Google Play Store or Apple App Store, just like all the other NFT wallets with mobile apps in the list. Afterwards, you can install the free app in your Android or iOS smartphone.

Fees 

You must pay fees when you perform transactions via Enjin, similar to the rest of the NFT wallets in this roundup. There are two main types of trading fees you can pay when you use Enjin. The first one is per transfer, which involves a flat fee per transaction. The second one is per item, which entails a fee for every item that’s transferred.

NFT Management 

Enjin has the widest range of NFT management functions out of all the wallets in the list, with AlphaWallet coming a close second. It allows you to store, buy, sell, trade, collect, and create NFTs using a single wallet.

NFT Compatibility 

At present, Enjin only supports the storage and transactions of ETH NFTs like most out of the wallets in this roundup. The only exceptions are Math Wallet, Exodus, and ZenGo which are compatible with other NFT blockchains, in addition to ETH. That’s alright because NFTs in the ETH blockchain are one of the most popular types of NFTs in the market.

Cryptocurrency Management 

Aside from NFTs, you can use Enjin to keep and trade different types of cryptocurrencies, which is also the case as all its competitors. These include ETH, Bitcoin (BTC), Litecoin (LTC), and hundreds of other cryptocurrencies. 

Wallet Type 

Enjin is the only product in the lineup that identifies itself as both an NFT wallet and crypto wallet. In contrast, the rest of the wallets classify themselves exclusively as a crypto wallet or Web3 wallet.

App Support 

Enjin is currently available as a mobile app only, similar to Alpha Wallet, ZenGo, and Trust Wallet. There aren’t any desktop versions, which MetaMask, Coinbase, MathWallet, and Exodus have.

Earning Potential 

It’s possible for you to generate income via Enjin, which is also the case with most of the NFT wallets. You can earn revenue by receiving a percentage of Enjin Marketplace transactions and peer-to-peer trade.

Users

At present, there are 20 million users of Enjin and counting whom you can potentially swap NFTs and cryptocurrencies with. Among the NFT wallets featured in this guide, it has the third highest number of users, next to MetaMask and Trust Wallet.

Customer Service

Enjin support comes in the forms of ticket submission, contact form, and help center. Take note that customer service is only available during weekdays, not weekends. During working days, you can expect a reply to your ticket submission within 12 hours.

Its customer service is limited compared to Math Wallet and ZenGo, which gives you the chance to talk to live agents. Still, the three types of support are better than what most of the other wallets offer, with only one or two forms of basic support.

Why we chose it: We crown Enjin as the best overall NFT wallet because it successfully covers all aspects of NFT trading, collection, and creation. It’s the perfect choice for you if NFT management is your number one priority.

  • Rich NFT features
  • NFT rare finds
  • NFT project tools
  • No desktop app
  • Changeable pricing scheme
  • Weekday support only

Pricing:

  • App Installation: Free
  • Trading Fee: Designated per transfer or per item
AlphaWallet logo

AlphaWallet: Best for NFT Transactions

Free

★★★★★

4.0

Visit

AlphaWallet has an edge over other NFT wallets because it equips you to perform different kinds of NFT transactions, almost as much as Enjin. For starters, it guides you to find the best NFTs to buy.

Aside from selling and transferring NFTs, you can also mint new NFTs and bid in auctions for existing ones to expand your collection. You can even use the NFT-related DApps in the built-in DApp browser.

AlphaWallet mobile app displays token collection categories. The smartphone is placed on the left, while a cartoon man holding a big NFT coin approaches it from the right
Source: AlphaWallet

Plus, it gives you the chance to earn profits through tokens that are based on the ETH blockchain, including NFTs, collectibles, and stablecoins. It motivates you to earn interest through lending. Also, it allows you to earn a percentage by providing liquidity to other users.

Last but not least, it keeps your non-custodial wallet safe via the Secure Enclave feature. It claims to be the first ever ETH wallet to use this advanced technology. It offers a hardware-grade level of security to shield your NFTs and cryptocurrency coins from cyber crime.

However, AlphaWallet has some limitations as well. For instance, it’s hard to determine the gas fees because the pricing isn’t straightforward. Aside from this, there’s no desktop software so you have no choice but to use the mobile app. Finally, the support is very basic because you can only send queries via the contact form.

To sum things up, AlphaWallet makes it possible for you to complete several kinds of NFT transactions, which is why it earns the second highest spot in the list.

AlphaWallet Overview

Price

You can download the free AlphaWallet mobile app from the Apple App Store or Google Play Store, similar to all the NFT wallets with mobile apps in the list.

Fees

You need to pay gas fees when you use AlphaWallet, just like all NFT wallets in this roundup. It checks optimal gas prices for your NFT and cryptocurrency transactions, as well as permitting you to set your own prices.

NFT Management

AlphaWallet has more NFT management features than most of the wallets in the list, nearly as much as Enjin. It enables you to store, sell, transfer, bid for, and mint NFTs.

NFT Compatibility

It lets you access NFTs on the ETH network, similar to the majority of the wallets in the roundup. Plus, you can use NFT-related DApps via the built-in DApp browser.

Cryptocurrency Management

Like all its competitors, it works with various cryptocurrencies, such as ETH and Tether (USDT). You can use it to store, send, and earn digital assets.

Wallet Type

AlphaWallet is officially marketed as an open-source Web3 wallet, similar to Math Wallet. The other alternatives are categorized as crypto wallets.

App Support

It’s available as a mobile app for iOS and Android smartphones, just like Enjin, ZenGo, and Trust Wallet. Alternatively, you may directly download the Android APK from the AlphaWallet website.

Earning Potential

You can earn income by using AlphaWallet, just like all of the other wallets. All you need to do is perform DeFi transactions on ETH tokens and assets.

Users

At present, the AlphaWallet website doesn’t contain information on the number of wallet users.

Customer Service

The only way to reach out to AlphaWallet is via the contact form. It’s currently the only type of support that exists for this wallet. This level of support is barebones compared to ZenGo and Math Wallet’s personalized service.

Why we chose it: We award AlphaWallet as the best for NFT transactions among NFT wallets because it lets you maneuver your NFTs in various ways. It’s a viable alternative for you if you’re planning to maximize the potential of NFTs.

  • Diverse NFT transaction types
  • DeFi earning avenues
  • Secure Enclave
  • Confusing gas fee computation
  • No desktop app
  • Contact form support only

Pricing:

  • App Installation: Free
  • Gas Fee: Network fee based on ETH network transactions
MetaMask logo

MetaMask: Best for All-Purpose Use

Free

★★★★★

4.0

Visit

MetaMask is a noteworthy multipurpose NFT wallet because of its well-rounded features.

First, it protects your tokens through a key vault and secure login. It keeps your passwords, private keys, and secret recovery phrase in an encrypted format in the local drive of your device. As a result, it minimizes the risk of losing your digital assets as you buy, swap, or save tokens. Learn more about the risks (& pros) of investing in crypto here.

This crypto wallet is compatible with the ETH blockchain and all ETH-based tokens like ERC20 and 721. On top of this, it supports DeFi and Web3 Dapps.

Four smartphones in a row showing different menus of MetaMask wallet
Source: MetaMask

Plus, you can install it in iOS and Android smartphones, as well as desktop browsers like Chrome, Edge, Firefox, and Brave. Finally, you can possibly earn interest on ETH and win prizes by storing money in MetaMask.

Nevertheless, MetaMask does have a few drawbacks. While the app is free to download and install, you will be charged a hefty service fee of 0.875% when you swap tokens with other users. It’s worth it though because you’ll have the opportunity to trade NFTs with around 30 million users.

Also, it skimps on customer service, which only comes in the barebones form of a help center and community channels. Lastly, it’s not compatible with BTC, which is one of the well-known cryptocurrencies in the market.

Overall, MetaMask is widely used as a safe wallet which you can use for a variety of reasons, including basic NFT management.

MetaMask Overview

Price

There are free desktop and mobile apps of MetaMask which you can download to your computer and smartphone, just like all the other NFT wallets with desktop and mobile apps in the list.

Fees

You’re required to pay a service fee every time you trade tokens with fellow users, similar to all the NFT wallets in this roundup. Nevertheless, MetaMask is the only wallet in this list with straightforward pricing of 0.875%, in contrast to the rest that have variable rates.

NFT Management

MetaMask can be used to store and trade NFTs. While it’s limited compared to Enjin and AlphaWallet, it’s still sufficient for basic NFT transactions.

NFT Compatibility

Like most wallets in the roundup, it supports all types of NFTs that are based on the ETH chain, such as ERC20 and 72.

Cryptocurrency Management

Similar to all its competitors, Metamask is compatible with a variety of cryptocurrencies, including ETH and BNB. It allows you to trade tokens and play crypto games.

Wallet Type

MetaMask is technically categorized as a crypto wallet like most of the other alternatives.

App Support

You have the option to install MetaMask in either desktop browsers or Android and iOS mobile phones, similar to Coinbase and MathWallet.

Earning Potential

It’s possible for you to earn crypto by using MetaMask, just like with other wallets. Just participate in open-source projects and create content.

Users

There are now approximately 30 million users of MetaMask whom you can potentially interact with. It has the highest number of users among all the NFT wallets here, followed by Trust Wallet and Enjin.

Customer Service

You’re pretty much on your own when it comes to MetaMask, in contrast to other wallets like Math Wallet, ZenGo, and Enjin that let you communicate with actual people. Instead, you must do self-research because MetaMask doesn’t have any phone, chat, or email support. You can only rely on the help center and community channels.

Why we chose it: We commend MetaMask as the best for all-purpose use among NFT wallets because you can install it in most devices for general use. It’s a good fit for you if you need a free multipurpose crypto wallet with some NFT features.

  • Useful, safe crypto wallet
  • Supports ETH & ETH-based tokens
  • Both desktop & mobile apps available
  • Fairly high transaction fee
  • Limited customer support
  • Not compatible with BTC

Pricing:

  • App Installation: Free
  • Service Fee: 0.875%
Coinbase logo

Coinbase Wallet: Best for Wallet Compatibility

Free

★★★★★

4.0

Visit

Coinbase Wallet is unique among NFT wallets because it’s part of a social marketplace. As a result, Coinbase NFTs are not just compatible with the native wallet, but also with MetaMask and other ETH-based crypto wallets. The communal nature of the system opens the door to interactions with users of other NFT wallets.

In addition to this, this non-custodial wallet has solid security features. To protect your privacy, it allows you to send and receive crypto via usernames instead of public wallet addresses. Also, both the cloud backup and recovery phrase keep your digital assets safe.

To make things even better, the decentralized wallet equips you to buy, sell, and trade NFTs. It showcases visually appealing collections of NFTs which you can explore, while helping you search for and connect with other NFT creators and collectors.

Coinbase Wallet app showing NFT bidding button for colorful sphere digital artwork
Source: Coinbase

On the downside, there are only comparatively few users of Coinbase. While the official website doesn’t display the number of users, third-party websites estimate that there are only over 1,000 Coinbase users at present.

Next, it’s challenging to guess the transaction fees since they fluctuate over time. Aside from this, you can only browse through the help center or send an email via contact form if you need technical assistance.

In general, Coinbase Wallet serves as a collective space where NFT creators and collectors can complete NFT transactions in one marketplace.

Coinbase Overview

Price

The Coinbase mobile app is free to download from the Google Play Store and Apple App Store. Also, there’s no charge to get the browser extensions. Both are complimentary like all the other NFT wallets with mobile apps and browser add-ons in the list.

Fees

You must pay network fees for outgoing transactions, which is also the case for the rest of the NFT wallets in this roundup. These include sending or trading crypto and using DeFi or DApps.

NFT Management

Coinbase has a fair number of NFT features, although not as much as Enjin and AlphaWallet. It makes it possible for you to store, buy, sell, trade, and collect NFTs.

NFT Compatibility

This wallet is only compatible with ETH-based tokens, which is the case for most wallets in the roundup.

Cryptocurrency Management

Just like all its competitors, it lets you buy and sell different types of crypto like BTC, ETH, Cardano (ADA), and Solana (SOL).

Wallet Type

Coinbase is classified as a crypto wallet, similar to the majority of the other alternatives.

App Support

Coinbase has both mobile and desktop options like MetaMask and Math Wallet. You can install the mobile app on your Android or iOS smartphone. Plus, you can add a browser extension to your desktop Chrome software.

Earning Potential

You have the opportunity to receive crypto through Coinbase, similar to the rest of the wallets. You just have to watch tutorials and complete quizzes on the website.

Users

Currently, there are only more than 1,000 users of Coinbase. In this roundup, it has the lowest number of users among the NFT wallets with user statistics. Still, you have the chance to trade with users of other crypto wallets through the social marketplace.

Customer Service

Customer support is only provided through the email contact form or help center. While customer service is not as strong as ZenGo or Math Wallet, at least it lets you reach out to the support team via messaging, unlike MetaMask.

Why we chose it: We recognize Coinbase Wallet as the best for wallet compatibility among NFT wallets because it’s open, not just to native wallet users, but to users of other crypto wallets as well. It’s a suitable option for you if you want to transact with more people beyond the Coinbase community.

  • Compatible with MetaMask and ETH-based wallets
  • Safeguards wallet privacy
  • Allows buying, selling, and trading of NFTs
  • Relatively small Coinbase user base
  • Fluctuating transaction fees
  • Minimal customer support

Pricing:

  • App Installation: Free
  • Transaction Fee: Fees change over time
Math Wallet logo

Math Wallet: Best for Blockchain Support

Free

★★★★★

4.0

Visit

Math Wallet sets itself apart from other NFT wallets by supporting a surprisingly long list of blockchains, which means you can trade many cryptocurrency types.

Even more importantly, it enables you send and receive various types of NFT collectibles, such as BSC, ETH, and DEGO. The blog or video tutorial on the website can be useful if you’re interested in learning how to buy and flip NFTs.

Math Wallet mobile app exhibiting NFT collectibles menu
Source: Math Wallet

On top of this, it offers MATH rewards so you can earn profits in several ways. You can gain interest on deposits and reap returns via auto daily compounding. Plus, you can get 1%-20% MATH mining power if you invite friends to use the wallet through an exclusive referral link.

Nevertheless, Math Wallet has some weaknesses as well. To begin with, the user interface (UI) of the NFT collections is awkward compared to the slick galleries of other NFT wallets.

Also, the website is difficult to navigate because it’s not divided into logical sections like the landing pages of its competitors. Lastly, the cloud wallet fees can be intimidating to calculate because the amount depends on the blockchain and related factors.

Math Wallet might not make a dazzling first impression because of its clunky web and app interfaces. Still, it could impress you upon second glance once you realize how many blockchains it collaborates with.

Math Wallet Overview

Price

Math Wallet is free to download as a mobile app or browser extension, similar to all the NFT wallets in this list which offer mobile and desktop versions. In addition to this, you can also use it for free as a web wallet. While it works with Ledger and WOOKONG Bio, you do need to purchase the hardware separately.

Fees

You’re required to pay when you use Math Wallet for transactions, just like all the NFT wallets in this roundup. You have to pay cloud wallet fees which are computed according to the blockchain type, along with KYC, manual approval, and 2FA requirements.

NFT Management

Math Wallet has basic NFT features, in comparison to Enjin and AlphaWallet. Still, it’s enough for common transactions. It permits you to store, send, and receive NFTs to broaden your NFT collection.

NFT Compatibility

It has an edge over other wallets in the roundup which are exclusively limited to ETH NFTs. After all, it supports NFT collectible in various formats, including ETH, DEGO, Binance Smart Chain (BSC).

Cryptocurrency Management

Math Wallet works with many cryptocurrencies, similar to all its competitors. Some examples of public chains it supports are Binance Coin (BNB), BTC, SOL, TRON, Enumivo (ENU), Flow (FLOW), and Filecoin (FIL).

Wallet Type

Math Wallet classifies itself as a multichain Web3 wallet, similar to AlphaWallet. The rest of the alternatives fall under the category of crypto wallets.

App Support

Math Wallet has the widest app support among all the wallets, with not just one or two but four options. First, the Math Wallet mobile app works with iOS and Android smartphones. Second, the browser extension supports Chrome, Edge, and Brave. Third, it works as a cloud wallet. Fourth, the app is compatible with certain hardware devices.

Earning Potential

You can generate income through Math Wallet, which is the same case with all the wallets. Some venues for earning are MATH rewards, interests, and referrals.

Users

At present, Math Wallet has approximately 1.2 million users you can trade with. It has the distinction of the fourth highest number of users in the list, distantly following MetaMask, Trust Wallet, and Enjin.

Customer Service

Along with ZenGo, Math Wallet has the best customer support among the NFT wallets in this list. The customer service system lets you talk with agents if you need technical assistance.

Why we chose it: We acknowledge Math Wallet as the best for blockchain support because of the overwhelming number of blockchains it’s compatible with. It’s an appropriate selection for you if you need to transact using a variety of NFTs and cryptocurrencies.

  • Generous blockchain support
  • Send and receive DEGO, BSC & ETH NFTs
  • MATH rewards
  • Clunky NFT collection UI
  • Website tough to navigate
  • Varying cloud wallet fees

Pricing:

  • App Installation: Free
  • Cloud Wallet Fee: Computed based on blockchain and connected factors
ZenGo logo

ZenGo: Best for Customer Service

Free

★★★★★

4.0

Visit

ZenGo logo & crypto wallet banner
Source: ZenGo

ZenGo goes the extra mile by giving NFT wallet users like you 24/7 access to technical assistance via a support specialist.

It stands out among crypto and Web3 wallets which typically only come with sparse support options, such as contact forms and help centers. While these are helpful if you have basic questions, the personalized service of a live person is valuable when you have complex queries.

Plus, it taps into futuristic technology to safeguard your digital assets from phishing and hacking. There’s no need for you to create passwords because you can shield your account through facial biometrics, keyless encryption, and 3-factor recovery.

To top things off, Zengo provides a safe connection to Web3 via WalletConnect protocol. It lets you buy and transfer existing NFTs, as well as mint new ones. Also, it encourages you to participate in DeFi trades and lending, plus experience crypto gaming and DApps downloading.

Two smartphones show NFT menus on the left, plus a cartoon woman, dog, and man walks towards mountains on the right
Source: ZenGo

However, ZenGo does have some flaws. For instance, there’s no desktop version so you can only use the mobile app with your smartphone. In addition to this, you need to pay networking, processing, spread, and conversion fees to operators even if ZenGo itself doesn’t charge anything. Aside from this, tech newbies may find some of the advanced features intimidating.

Overall, ZenGo is worth taking a look at because of its superior customer service, given that most NFT wallets are stingy when it comes to technical support.

ZenGo Overview

Price

The ZenGo mobile app is free to download from the Google Play Store and Apple App Store, which is also the case for the rest of the NFT wallets in the list with mobile apps.

Fees

While all the NFT wallets in this roundup require transaction fees, ZenGo has more types of operator fees compared to the rest. These include network fees, processing fees, spread, and local currency conversion fees.

NFT Management

ZenGo has a solid set of NFT features, although not in the same level as Enjin and AlphaWallet. It equips you to store, buy, transfer, and mint NFTs.

NFT Compatibility

It works solely with NFTs on the ETH blockchain, similar to the majority of wallets in the roundup.

Cryptocurrency Management

Like all its competitors, ZenGo supports several cryptocurrencies, such as BTC, ETH, USDT, DOGE, Tezos (XTZ), and Polygon (MATIC).

Wallet Type

ZenGo is considered as a crypto wallet, which is the case with most of the alternatives.

App Support

You can only install ZenGo on your Android or iOS phones and devices, similar to Enjin, AlphaWallet, and TrustWallet.

Earning Potential

You may start earning profits through ZenGo, just like the rest of the wallets. It functions similarly to a savings account which grants you interest, but without any lockups.

Users

There are presently around 500,000 ZenGo users you may deal with. It’s the fifth highest and second lowest when it comes to the number of users in this list, although it has exponentially more users than bottom-placer Coinbase.

Customer Service

ZenGo provides round-the-clock assistance through the services of support specialists. That’s why it has the best customer service out of all the NFT wallets in this guide, similar to Math Wallet.

Why we chose it: We award ZenGo as the best for customer service among NFT wallets because it provides round-the-clock support. It’s a practical solution for you if you’re more comfortable asking questions from people than independently researching answers in help centers.

  • 24/7 support specialist access
  • Cutting-edge security features
  • Web3 connection
  • No desktop app
  • Multiple operator fees
  • Complex features potentially intimidating to first-timers

Pricing:

  • App Installation: Free
  • Operator Fees: Amount depends on the operator and type of transaction
Exodus logo

Exodus: Best for Ease of Use

Free

★★★★★

3.5

Visit

Exodus is ideal for beginners because this NFT wallet is easy to use and navigate. After all, the sleek yet simple UI is especially designed for novices. The NFT Gallery makes it a breeze to send, receive, and store ETH and SOL NFTs, thanks to colorful, basic tiles.

Two Exodus mobile app NFT gallery menus side by side
Source: Exodus

Plus, it’s a good place to start experimenting with crypto trading. The wallet is compatible with more than 180 cryptocurrencies. All you need is two taps to start exchanging crypto with other users. 

Finally, it enables you to keep track of your crypto portfolio, such as daily changes, highest balances, plus best and worst assets. It even lets you monitor the latest trends in the cryptocurrency market.

Nevertheless, Exodus also has its drawbacks. A major flaw is that it only allows you to manage NFTs using the desktop browser extension. Since it does let you trade cryptos using mobile or hardware platforms, it would have been better if it also equipped you to perform NFT transactions while on the go.

Also, you must pay network fees and miner fees for most transactions, although the amount goes to operators and not to Exodus. Lastly, it can be cumbersome to message the support team. Instead of directly providing a contact form, the website directs you to external links like Facebook, Twitter, or your default email program. It’s miles away from the customer support of Math Wallet and ZenGo.

Exodus Overview

Price

You can download the Exodus browser extension for free on your desktop if you want to manage your NFTs, similar to all the NFT wallets in the list with browser add-ons.

Fees

You are required to pay network fees when you send, receive, or withdraw crypto using Exodus, just like all the NFT wallets in this roundup. On top of this, you must shell out for miner fees too.

NFT Management

Exodus doesn’t come close to Enjin and AlphaWallet in terms of NFT features, yet it’s sufficient for essential transactions. You can use it to store, send, and receive NFTs.

NFT Compatibility

It’s compatible with NFTs that are based on the ETH and SOL blockchains, in contrast to most wallets in the list that are only compatible with ETH NFTs.

Cryptocurrency Management

Exodus supports various cryptocurrencies, which is also the case with all its competitors. BTC, LTC, XRP, TRON, and Chainlink (LINK) are just some of the nearly 200 cryptos that are compatible with it.

Wallet Type

Exodus is known as a crypto wallet, just like the majority of the other alternatives.

App Support

Out of all the NFT wallets, Exodus is the only product that has a desktop version, but no mobile app. The browser extension can be added to Chrome and Brave.

Earning Potential

Like all the other wallets, there’s potential for you to generate income if you use Exodus. You may earn interest when you keep your digital assets in this wallet.

Users

The Exodus website doesn’t state how many users the wallet currently has.

Customer Service

You can send a message to the Exodus team via Facebook, Twitter, or your default email program.

Why we chose it: We recognize Exodus as the best for ease of use among NFT wallets because of its smooth, intuitive UI. It could be an acceptable alternative for you if it’s your first time to use a crypto wallet to handle your NFT portfolio.

  • Simple to use
  • Many compatible cryptocurrencies
  • Portfolio monitoring
  • No mobile NFT management
  • Charges by networks & miners
  • Inconvenient messaging support

Pricing:

  • App Installation: Free
  • Operator Fees: Network fees + Miner fees
Trust Wallet logo

Trust Wallet: Best for Crypto Flexibility

Free

★★★★★

3.5

Visit

Trust Wallet stands out among NFT wallets because its flexible options let you handle multiple cryptocurrencies and NFTs with a single wallet.

After all, it supports a broad range of cryptocurrencies, which can come in handy if you regularly trade digital currencies. In addition to this, it supports NFTs on the ETH and BSC blockchains. It safely stores your crypto collectibles in the blockchain so that you can conveniently access it.

Smartphone featuring Trust Wallet mobile app displaying NFT collection
Source: Trust Wallet

Another important advantage of Trust Wallet is that you’re the only one who holds the key to your account since it’s a decentralized wallet. This means you have full control over your NFTs and cryptocurrency funds.

However, there are some disadvantages of using Trust Wallet. The most glaring one is that it doesn’t allow you to swap NFTs, although it does let you deposit and buy tokens. This could be a deal-breaker if you frequently trade NFTs.

Also, the network fees can be time-consuming to estimate since the amount is calculated per transaction. Finally, you can only rely on ticket submission if you need technical assistance.

To sum things up, Trust Wallet is a crypto wallet that’s generous in cryptocurrency options, but it’s hampered by a lack of NFT trading options.

Trust Wallet Overview

Price

The mobile app of Trust Wallet is downloadable for free from the Apple App Store and Google Play Store, just like all the NFT wallets in the list with mobile versions. In addition to this, you may download the APK free of charge from the Trust Wallet website.

Fees

As with the rest of the NFT wallets in this roundup, you must pay network fees whenever you send cryptocurrency from one address to another address.

NFT Management

Trust Wallet has the least NFT handling capabilities out of all the NFT wallets in the list. It only enables you to deposit and purchase tokens, but not to trade NFTs.

NFT Compatibility

Trust Wallet is compatible with both ETH and BSC NFTs, which provides slightly more options compared to other wallets that only work with ETH-based tokens. It works with ERC721, ERC1155, BEP721, and BEP1155.

Cryptocurrency Management

Trust Wallet is compatible with multiple cryptos, similar to all its competitors. These include BTC, LTC, DOGE, BNB, Ripple (XRP), Dash (DASH), and Polkadot (DOT).

Wallet Type

Trust Wallet is technically classified as a crypto wallet, similar to the majority of the alternatives.

App Support

You can install Trust Wallet in your iOS and Android mobile phones and gadgets. It’s only available as a mobile app, which is the same case with Enjin, AlphaWallet, and ZenGo.

Earning Potential

Trust Wallet allows you to earn income, just like all the other wallets. You could benefit from interest rates up to 11% APR by staking your crypto.

Users

At present, there are approximately 25 million users of Trust Wallet. You can trade cryptos with them, but disappointingly not NFTs. Still, it has the second highest number of users out of all the wallets in this roundup, only next to MetaMask.

Customer Service

The sole support option offered by Trust Wallet is the ticket submission form on the website. It’s a far cry from the solid customer service of ZenGo and Math Wallet, but it’s better than MetaMask because at least you can directly ask a question from the support team.

Why we chose it: We acknowledge Trust Wallet as the best for crypto flexibility among NFT wallets because it’s compatible with a lot of cryptocurrencies and NFTs. This decentralized wallet could work for you if you often toggle between cryptocurrency trading and basic NFT management.

  • Wide variety of cryptocurrencies supported
  • Stores ETH & BNB NFTs
  • Decentralized wallet
  • No NFT swapping
  • Perplexing network fee pricing
  • Ticket submission support only

Pricing:

  • App Installation: Free
  • Network Fee: Computed per network transaction

Methodology for the Best NFT Wallet

We considered certain factors as we reviewed the best NFT wallets of 2023. These are some of the aspects that we examined:

Price: We checked if the wallet is free to download and install in your smartphone or computer.

Fees: We researched if you need to pay any network, gas, or trading fees to perform NFT or cryptocurrency transactions.

NFT Management: The most important factor we assessed is NFT management. We gave weight to whether each NFT wallet equips users like you to store, buy, sell, trade, collect, or create tokens.

NFT Compatibility: We researched which types of NFTs the wallet supports. Some examples of compatible NFTs are ETH, BSC, BNB, SOL, or DEGO.

Cryptocurrency Management: We evaluated if the wallet allows you to store and trade cryptocurrency. We also pinpointed which kinds of cryptocurrency blockchains it’s compatible with.

Wallet Type: We explored if the wallet is technically classified as an NFT, crypto, or Web3 wallet.

App Support: We explored if the wallet is available as a mobile app, desktop browser extension, APK, or hardware solution.

Earning Potential: We assessed if the platform gives you the chance to earn interest or profits on NFTs and cryptocurrencies.

Users: We determined how many users are currently using the NFT wallet, in case the numbers are available.

Customer Service: We took a look at what kinds of customer support is offered to wallet users at present.

Take note that we put greater emphasis on NFT management as we built the list of NFT wallets. As a result, our rankings of NFT wallets are based largely on NFT features more than overall functions.

Frequently Asked Questions (FAQs) for Best NFT Wallets

The best NFT wallet makes it simple for you to save or swap tokens and collectibles. Find out the answers to basic questions about NFT wallets, especially if you plan to download and use one.

Bottom Line on the Best NFT Wallets of 2023

You need a superior NFT wallet so you can safely store and trade your NFTs and cryptocurrencies. At the end of the day, we recommend all the best NFT wallets of 2023 in our guide. Still, Enjin is our top choice because of its strong set of NFT features that enables you to manage your NFTs in many ways.

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NBKC Bank Account Review 2023: Build-Your-Own Business Checking Account

NBKC bank logo

You can build your own NBKC bank account according to your evolving needs as a small business owner or freelancer. This scalable banking solution grows along with your business because of its budget-friendly pricing, customizable add-ons, and personalized services. Take a closer look at the rates, features, pros, cons, and competitors NBKC to discover if it’s a smart choice for you.

Our Verdict

NBKC bank logo

NBKC Bank

Visit

NBKC is an interesting alternative for entrepreneurs like you who want to open a business account that you can tailor to your preferences. First, it’s easy on the pocket because it doesn’t charge you monthly or annual fees for basic banking services.

On top of the freebies, you can also subscribe to a variety of add-ons to expand the functionality of your NBKC bank account. Last but not least, NBKC prides itself on providing customer assistance with a personal touch.

Nevertheless, NBKC has some drawbacks too. To begin with, you won’t automatically get a credit card with your business account, although you will receive a debit card. Also, you won’t gain interest if you choose the checking account, yet you can expect a minimal APY if you select the savings account. Finally, you can contact the support team only from Mondays to Fridays, but not during weekends.

To sum things up, NBKC is a practical business account for you in case you value banking flexibility.

  • Cost-effective pricing
  • Many extra service options
  • In-person assistance available
  • No credit card
  • Zero APR for business checking account
  • Weekday support only

NBKC Bank Account at a Glance

NBKC is an online bank and mortgage lender that offers business and personal accounts. Its goal is to provide simple solutions to make banking accessible to everyone. Founded in 1999, it’s currently based in Kansas City, Missouri. Since 2017, it has gained recognition as the Kansas City Business Journal Best Place to Work.

NBKC has an edge over other banks when it comes to adaptability. Both business checking and savings accounts include built-in features like debit card, check deposits, online banking, Bill Pay, stop payments, incoming domestic wires, security, and customer service. Beyond this, you have the option of selecting additional services to level up your banking experience.

Pricing: Starts at $0/month or year

Who NBKC Bank Account Is Best For

The NBKC bank account is suitable bank for startup entrepreneurs and independent contractors who need a business account they can tweak based on their business development. It already comes with complimentary basic services to get you started on your banking journey. At the same time, you can boost your plan by signing up for extra features as your needs and budget grow over time.

Pricing

NBKC stands out among business bank accounts because of its unique pricing scheme. Unlike other banks that offer different tiers, it only presents you with a single type each of business checking account and business savings account. However, you can customize your account by selecting add-on services.

Take a peek at the chart to find out what’s included in every NBKC bank account:

NBKC bank logo

Accounts

Business Checking Account

Business Money Market Savings Account

Monthly/Annual Fees

$0

$0

Minimum Initial Balance

$0

$0

Minimum Maintaining Balance

$0

  • Without APY: $0
  • With APY: $0.01

APY

None

0.05%

Debit Card

Free NBKC Business Debit MasterCard

Free NBKC Business Debit MasterCard

Check Deposit

Free via in-branch or NBKC app

Free via in-branch or NBKC app

Online Banking

Free for Android & iOS

Free for Android & iOS

Bill Pay

Free

Free

Stop Payments

Free in-branch or online

Free in-branch or online

Incoming Domestic Wires

Free within the U.S.

Free within the U.S.

Security

FDIC insurance, multi-factor authentication & customer identification program

FDIC insurance, multi-factor authentication & customer identification program

Customer Service

Weekday support via phone, email, or in-person

Weekday support via phone, email, or in-person

Add-ons

Multiple paid extra services

Multiple paid extra services

In short, there is only one type each of NBKC business checking and savings accounts:
Business Checking ($0/month or year): This free business checking account makes it easy for you to issue check payments and perform other business transactions. Aside from having zero monthly or annual fees, there’s no minimum balance required to maintain your account.

If you are interested in opening a fee-free business account, here is a detailed BlueVine Review and Bank of America Review packed with information about the pros, cons, and alternatives to both fintech companies.

Screenshot of NBKC Business Checking account page
Source: nbkc bank

Business Money Market ($0/month or year): This free business savings account lets you safely store and grow your professional funds. Again, you won’t be charged any monthly or annual fees. While there’s technically no minimum maintaining balance, you need to have at least $0.01 in your account to receive APY.

Screenshot of NBKC Business Money Market account page
Source: nbkc bank

On top of the free services, you can take your pick from paid extra services, which we’ll talk about in the add-ons section.

NBKC Bank Account Features

NBKC business accounts include a free set of essential features, plus paid additional services. Let’s discuss the APY, debit card, check deposits, online banking, Bill Pay, stop payments, incoming domestic wires, security, customer service, and add-ons in this review.

APY

NBKC Business Money Market account APY rate & details
Source: nbkc

The annual percentage yield (APY) is the interest that you can earn by keeping money in your NBKC bank account. If you open a Business Money Market account, you have the chance to gain a 0.05% APY on your savings funds. You do need to maintain a balance of at least $0.01 to get interest, but this amount is very minimal. However, don’t expect to receive APY at all if you have a Business Checking account.

Debit Card

No matter which business account you choose, you will receive a free NBKC Business Debit MasterCard. This debit card can come in handy if you plan to buy business supplies and equipment in online shops or brick-and-mortar stores that accept MasterCard.

NBKC Business Debit MasterCard
Source: nbkc bank

Take note that neither the business checking nor savings bank account will automatically provide you with a credit card. Still, you can apply for a business credit card separately with NBKC.

Check Deposit

You can deposit checks for free, whether you have a business checking or savings account. You can go to a physical branch of NBKC to personally drop off the check. If there aren’t any NBKC locations in your area, you can perform the check deposit online with the help of the NBKC app.

Online Banking

Aside from check deposits, you can conduct different online business banking transactions via the NBKC app. It’s easy to use the app to transfer funds or check your account balance anytime, anywhere.

You can download the NBKC app from the Google Play Store, which means it’s compatible with Android mobile phones and tablets. It’s also available from the Apple app store so you can install it on your iPhone, iPad, or iPad touch.

Bill Pay

NBKC makes it convenient for you to pay your bills in a central way. It allows you to take advantage of Bill Pay on your smartphone, tablet, or computer. Plus, there’s no extra charge to use this online payment service when you have a NBKC business checking or savings account.

Stop Payments

You can make stop payments for free if you have a Business Money Market or Business Checking account. These requests make it possible for you to cancel check payments, as long as the checks haven’t been deposited, cleared, or encashed yet. NBKC gives you the chance to make stop payments online or by visiting a bank branch.

Incoming Domestic Wires

Both NBKC business checking and savings accounts permit you to accept incoming domestic wires for free. You can receive money that’s transferred from someone else’s bank account into your own business account, as long as the sender is located in the U.S.

However, you do need to pay a $5 fee every time you send domestic wires. Also, you will be charged $45 each time you send or receive international wires. This could potentially set you back major bucks if you often transfer money to other people or companies.

Security

NBKC is a member of the Federal Deposit Insurance Corporation (FDIC). This U.S. government agency ensures the safety of the funds which you stored in the bank. That’s why you can rest assured that the deposits in your business checking or savings account are insured up to $250,000.

In addition to this, multi-factor authentication adds extra layers of security to safeguard your account. You will be asked to enter an access code whenever you login or perform high-risk banking transactions. Lastly, the customer identification program verifies the identity of each person who opens an account to minimize the risk of money laundering.

Customer Service

NBKC makes an effort to provide personalized services to all its clients. You can contact the support team through phone or email. Plus, it has an edge over online banks because it gives you the chance to request for banking assistance in person.

Nevertheless, general account support is only available from 8 a.m. to 5 p.m. CST Mondays to Fridays. This could possibly cause inconvenience if you encounter banking issues on weekends. Also, NBKC only has one main office and four brick-and-mortar branches in Missouri and Kansas.

While this is less than the widespread locations of big banks, it’s still better than most online banks which have zero physical locations. At least, you have the option of visiting physical branches if you need face-to-face support, in case you live in one of the two states.

Add-ons

In addition to the built-in features we discussed, there is a wide range of add-ons you can subscribe to if you have a NBKC business checking or savings account. Some examples of extra services are desktop deposits, ACH transactions, extended archives, and business security tools.

Check out the chart below to get an overview of the add-on rates:

Monthly Fee

Annual Fee

Desktop Deposit

$15/month

$150/year

ACH Credits and Debits

$15/month

$150/year

Extended Archive

$15/month

$150/year

Business Fraud Tools

$5/month

$50/year

Alternatives to NBKC Bank Account

NBKC is a viable option for you if you value banking versatility. However, there are other alternatives you may consider if you prefer to focus on other aspects of banking.

Lili logo

Lili

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Lili Review

Lili is a financial technology company that provides business accounts via its partner bank, Choice Financial Group. It’s suitable for sole proprietors and independent contractors who need extra help in managing their business resources. It’s also considered as one of the best business accounts for LLCs. After all, it comes with a slew of financial management features, which NBKC lacks.

First, the tax optimizer tools make it easy for you to file your taxes and boost tax savings. Next, you can keep track of your expenses through the mobile app. Finally, you may create and edit invoices via the app so you can get paid for your products and services.

Still, NBKC is better than Lili in several ways. It actually has physical locations, in contrast to Lili which offers purely online services. Also, it gives you phone and in-person customer support, while you’re stuck with email support with Lili. Last but not least, the business accounts of NBKC are more adaptable than the Lili accounts, thanks to the add-on options.

Pricing: Starts at $0/month

  • Tax filing assistance
  • Built-in expense management
  • Invoice tool
  • No brick-and-mortar branches
  • Limited email support only
  • Not flexible like NBKC
Novo logo

Novo

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Novo Review

Novo is a financial tech company that offers business banking services with the help of its partner bank, Middlesex Federal Savings. It’s fitting for startup founders and freelance professionals who need a free business checking account that integrates with third-party platforms.

Unlike NBKC, Novo allows you to connect your bank account to PayPal, Stripe, and Square to increase your payment options. Plus, you will receive both virtual and physical debit cards, while NBKC only issues you a physical card. To top things off, you can send ACHs for free, in contrast to NBKC which charges for ACH transactions.

Nevertheless, NBKC is superior to Novo in other ways. For example, it grants you the option of a business savings account, which isn’t available with Novo. Aside from this, you can drop by NBKC brick-and-mortar branches in Kansas and Missouri, while it’s not possible to do so with Novo. Finally, NBKC allows you to apply for a credit card separately, unlike Novo which doesn’t have credit card offerings at all.

Pricing: Starts at $0/month

  • Third-party integrations
  • Virtual debit card
  • Free outgoing ACH
  • Savings account unavailable
  • Zero physical locations
  • No credit card
Kabbage logo

Kabbage

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Kabbage Review

Kabbage is a financial technology company powered by American Express that specializes in business funding. It’s appropriate for entrepreneurs who need a free checking account, plus loans which equip them to develop their business.

On one hand, Kabbage gives you the opportunity to apply for a line of credit, which NBKC doesn’t offer. In addition to this, you can earn a 1.10% APY by maintaining a business checking account, while NBKC only provides APY with the savings account. 

On the other hand, NBKC does have certain advantages over Kabbage. One of these is the ability to perform banking transactions in person, although you can make cash deposits via ATM with Kabbage. Plus, you can take your pick between a checking or savings account with NBKC, while Kabbage only provides a checking account. On top of this, you have more leeway to tweak your NBKC business account through extra services, which isn’t the case with Kabbage.

What Kabbage and NBKC do have in common is that you don’t have to worry about monthly maintenance fees if you open a business checking account with either one.

Pricing: Starts at $0/month

  • Credit lines
  • 1.10% APY for checking account
  • Zero monthly charges
  • No brick-and-mortar branches
  • No savings account
  • Less versatile than NBKC

Frequently Asked Questions (FAQs) for NBKC Bank Account

NBKC may not be as well-known as big banks, but its flexibility makes it worth taking a closer look at. Learn the answers to basic questions about NBKC and business banking so you can be prepared to open a business bank account.

Bottom Line on NBKC Bank Account

NBKC gives you the freedom to customize your business banking account to match the growth of your business. It stands out among online banks because of its scalable add-ons, affordable pricing, and solid customer support.

Now that you’ve read this NBKC bank account review, it’s up to you to decide if it’s the ideal banking solution for you as a small business owner or freelancer. Don’t forget to visit also our detailed Chase Bank Review and US Bank Review that might be really helpful for choosing the right bank.

Best Business Bank Accounts by State

Below you will find an interactive U.S map that can help you locate and compare different banks and financial institutions that offer business accounts in your area.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC